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4410 E Centre Ave, Portage, MI 49002 Property Records

Kalamazoo County property record for 4410 E Centre Ave, Portage, MI 49002

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 900 sqft · built 1950
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Deeds & MortgagesMay 2026 Line of Credit
Feb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN10-02020-012-O

Property Details

APN / Parcel Number

Primary APN10-02020-012-O

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area900 sqft Living Area
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions50 ft deep x 83 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address4410 E CENTRE AVE
CityPORTAGE
StateMI
Zip49002-9462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionDERKSEN FERGUSON PLAT LOT 12
Legal SubdivisionDERKSEN FERGUSON PAT
Legal Lot Number12
JurisdictionKALAMAZOO MI
Township / Civil DivisionPORTAGE
Census Block Group4
Census Block4032
Census Tract1905

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4410 E CENTRE AVE, PORTAGE, MI 49002-9462
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Feb 21, 2023Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 24, 2012
Transfer Doc2012016960
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Recording DateMay 26, 2026
Property Address4410 E CENTRE AVE, PORTAGE, MI 49002-9462
Document Number0000016192
Instrument DateMay 12, 2026
Instrument202616192
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4410 E CENTRE AVE, PORTAGE, MI 49002-9462

Mortgage

Document Number0000016192,
DateMay 26, 2026
Instrument202616192
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 8, 2041
Interest
Rate5.65%
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Property Address4410 E CENTRE AVE, PORTAGE, MI 49002-9462
Transaction TypeMortgage
Record UpdatedMar 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4410 E CENTRE AVE, PORTAGE, MI 49002-9462

Mortgage

Document Number2023003863
DateFeb 21, 2023
Instrument2023-003863
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalamazoo County
MunicipalityPortage City
Unified School DistrictPortage Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,000 (+1.33%)$152,000 (+1.33%)
2025Homeowner's exemption$75,000$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTAGE
serves 46,292 people · EPA ID MI0005520
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Mercury Fiber, Metronet, Xfinity.

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