4402 E Centre Ave, Portage, MI 49002 Property Records

Kalamazoo County property record for 4402 E Centre Ave, Portage, MI 49002

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1948
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Dec 2011)
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02020-011-O`

Property Details

APN / Parcel Number

Primary APN	`10-02020-011-O`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	50 ft deep x 83 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4402 E CENTRE AVE
City	PORTAGE
State	MI
Zip	49002-9462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	DERKSEN FERGUSON PLAT LOT 11
Legal Subdivision	DERKSEN FERGUSON PLAT
Legal Lot Number	11
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	4
Census Block	4032
Census Tract	1905

Owner

Source: Kalamazoo County records · APN 10-02020-011-O

Assessment roll updated September 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4402 E CENTRE AVE, PORTAGE, MI 49002-9462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2011 · Amount on Record
Deed Sale	Dec 27, 2011 · Amount on Record
Deed Document Number	201140643
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	4402 E CENTRE AVE, PORTAGE, MI 49002-9462
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CALHOUN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020041056
Date	Nov 20, 2020
Instrument	2020-041056

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union
Address	BELFAST, ME 4915

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 01, 2040

Tax Assessment & Valuation

Source: Kalamazoo County records · Assessment roll updated September 18, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,200	$132,400
2025	$1,695.00 Homeowner's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mercury Broadband, Metronet Holdings, Xfinity.

Based on FCC filings for 152 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PORTAGE serves 46,292 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.