441 Zane Dr, Durango, CO 81303 Property Records

La Plata County property record for 441 Zane Dr, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,497 sqft · built 2005
Lot Size	3.01 acres (131,159 sqft)
Owner	Individual Name on File
Last Sale	$74,500 (Jun 1996)
Tax Bill	$1,652 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5663-061-01-002`

Property Details

APN / Parcel Number

Primary APN	`5663-061-01-002`
Alternative APN	`R417870`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,497 sqft Living Area
Gross Area	4,467 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Lot Area	131,159 sqft
Garage Type	Attached
Garage Area	970 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	433 sqft
Deck Area	Deck Area
Patio Area	111 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R417870
Street Address	441 ZANE DR
City	DURANGO
State	CO
Zip	81303-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: SHENANDOAH HIGHLDS 1 LOT: S2 441 ZANE DR DURANGO 81303
Legal Subdivision	SHENANDOAH HIGHLDS 1
Legal Block	3
Legal Lot Number	S2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3068
Census Tract	970701

Owner

441 Zane Dr is owned and occupied by an individual who acquired it in January 2011.

Source: La Plata County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	441 ZANE DR, DURANGO, CO 81303-7709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 1996 · Amount on File
Deed Sale	Jun 14, 1996 · Amount on File
Last Transfer Date	Jan 24, 2011
Transfer Doc	0001026722
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	441 ZANE DR, DURANGO, CO 81303-7709
Document Number	0001171864
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	441 ZANE DR DURANGO CO 813037709, DURANGO, CO 81303-7709

Mortgage

Document Number	0001171864
Date	May 29, 2020
Instrument	1171864

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	441 ZANE DR, DURANGO, CO 81303-7709
Document Number	0001133170
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 ZANE DR DURANGO CO 813037709, DURANGO, CO 81303-7709

Mortgage

Document Number	0001133170
Date	Sep 6, 2017
Instrument	1133170

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 5, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 441 Zane Dr was $1,652.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,580 (+1.64%) Land $18,280 Building $49,300	$1,063,800 (-) Land $287,810 Building $775,990
2025	$1,652.00	$66,490 Land $17,990 Building $48,500	$1,063,800 Land $287,810 Building $775,990
2023	$2,036.00 (+22.14%)	$55,210 (+19.45%) Land $14,700 Building $40,510	$824,070 (+23.91%) Land $219,440 Building $604,630
2022	$1,667.00	$46,220 Land $10,900 Building $35,320	$665,040 Land $156,860 Building $508,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 441 Zane Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Zane Dr is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 85% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20

May also be available: AlignTec, CenturyLink, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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