115 Zane Dr, Durango, CO 81303 Property Records

La Plata County property record for 115 Zane Dr, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,957 sqft · built 2004
Lot Size	6.08 acres (264,845 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Oct 2019)
Tax Bill	$6,731 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5663-064-01-033`

Property Details

APN / Parcel Number

Primary APN	`5663-064-01-033`
Alternative APN	`R417902`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,957 sqft Living Area
Gross Area	5,821 sqft
Basement Area	731 sqft
Finished Basement	731 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Lot Area	264,845 sqft
Garage Type	Attached
Garage Area	864 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	357 sqft
Deck Area	Deck Area
Patio Area	1,246 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R417902
Street Address	115 ZANE DR
City	DURANGO
State	CO
Zip	81303-7707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: SHENANDOAH #2 92-124 BLOCK: 0 LOT: S-33 #95-88 SHENANDOAH HIGHLANDS #2 115 ZANE DR DURANGO 81303
Legal Subdivision	SHENANDOAH #2 92-124
Legal Block	3
Legal Lot Number	S-33
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3049
Census Tract	970701

Owner

115 Zane Dr is owned and occupied by two individuals who bought it in October 2019.

Source: La Plata County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 ZANE DR, DURANGO, CO 81303-7707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF COLORADO
Mar 3, 2020	Deed of Trust, Mortgage BANK OF CORONADO
Oct 14, 2019	Warranty Deed, Transfer · Line of Credit BANK OF CO
Apr 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2019 · Amount on File
Deed Sale	Oct 14, 2019 · Amount on File
Prior Sale	Jan 5, 2005 · Amount on File
Deed Document Number	20191162979
Prior Transfer Date	Apr 6, 2017
Prior Transfer Doc	0001126478
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	115 ZANE DR, DURANGO, CO 81303-7707
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	T TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001186957
Date	Feb 17, 2021
Instrument	1186957

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 15, 2036

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	115 ZANE DR, DURANGO, CO 81303-7707
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	T TITLE DURANGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001186956
Date	Feb 17, 2021
Instrument	1186956

Lender

Name	BANK OF COLORADO
Type	Bank
Address	FORT COLLINS, CO 80524

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	115 ZANE DR, DURANGO, CO 81303-7707
Document Number	0001168826
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ZANE DR DURANGO CO 813037707, DURANGO, CO 81303-7707

Mortgage

Document Number	0001168826
Date	Mar 10, 2020
Instrument	1168826

Lender

Name	BANK OF CORONADO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 14, 2019
Property Address	115 ZANE DR, DURANGO, CO 81303-7707
Document Number	0001162979
Instrument Date	Oct 11, 2019
Instrument	1162979
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 ZANE DR DURANGO CO 813037707, DURANGO, CO 81303-7707

Mortgage

Document Number	1162980
Date	Oct 14, 2019
Instrument	1162980

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2049

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 7, 2017
Property Address	115 ZANE DR, DURANGO, CO 81303-7707
Document Number	0001126478
Instrument Date	Apr 6, 2017
Instrument	1126478
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	115 ZANE DR DURANGO CO 813037707, DURANGO, CO 81303-7707

Tax Assessment & Valuation

The 2025 property tax bill for 115 Zane Dr was $6,731.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,700 (+4.92%) Land $20,560 Building $108,140	$1,962,750 (-) Land $313,580 Building $1,649,170
2025	$6,731.00	$122,670 Land $19,600 Building $103,070	$1,962,750 Land $313,580 Building $1,649,170
2023	$4,214.00 (+16.18%)	$100,370 (+17.47%) Land $11,840 Building $88,530	$1,497,930 (+21.85%) Land $176,660 Building $1,321,270
2022	$3,627.00	$85,440 Land $9,840 Building $75,600	$1,229,280 Land $141,530 Building $1,087,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Zane Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Zane Dr is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 81% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	40 / 5

May also be available: AlignTec.

Cell Coverage

5G (outdoors only) and 4G LTE

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