441 Windmill Dr, Saint Leonard, MD 20685 Property Records

Calvert County property record for 441 Windmill Dr, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,792 sqft · built 2000
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (May 2025)
Tax Bill	$6,942 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-236709`

Property Details

APN / Parcel Number

Primary APN	`01-236709`
Alternative APNs	`1236709` `236709`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,792 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	709 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	236709
Street Address	441 WINDMILL DR
City	SAINT LEONARD
State	MD
Zip	20685-2563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 43 SEC 2 PLAT 1 PARRAN'S GRANT
Legal Subdivision	PARRANS GRANT
Legal Lot Number	43
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1032
Census Tract	861100

Owner

Source: Calvert County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 WINDMILL DR, SAINT LEONARD, MD 20685-2563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Jun 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 5, 2017	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2025 · Amount on Record
Deed Sale	May 8, 2025 · Amount on Record
Prior Sale	Feb 8, 2000 · Amount on Record
Deed Book / Page	6724 / 215
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	441 WINDMILL DR, SAINT LEONARD, MD 20685-2563
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 WINDMILL DR, SAINT LEONARD, MD 20685-2563

Mortgage

Document Number	0068590387
Date	Feb 25, 2026
Book Page	6859/387

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	441 WINDMILL DR, SAINT LEONARD, MD 20685-2563
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 WINDMILL DR, SAINT LEONARD, MD 20685-2563

Mortgage

Document Number	0064490332
Date	Jun 23, 2023
Book Page	6449/332

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	5-Year TN
Margin	2
Max Rate	9.75%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	441 WINDMILL DR, SAINT LEONARD, MD 20685-2563
Document Number	0049750364
Book / Page	004975 / 000364
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 WINDMILL DR ST LEONARD MD 206852563, ST LEONARD, MD 20685-2563

Mortgage

Document Number	0049750364
Date	Apr 14, 2017
Book Page	004975/000364

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,942.00 (+23.85%)	$622,833 (+15.45%)	$664,500 (+23.17%) Land $163,500 Building $501,000
2023	$5,605.00	$539,500 Land $163,500 Building $376,000	$539,500 Land $163,500 Building $376,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 122 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	17 (2003–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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