416 Windmill Dr, Saint Leonard, MD 20685 Property Records

Calvert County property record for 416 Windmill Dr, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,668 sqft · built 2003
Lot Size	0.937 acres (40,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,169 (Mar 2017)
Tax Bill	$5,104 (2025)
Deeds & Mortgages	May 2021 Line of Credit Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-236547`

Property Details

APN / Parcel Number

Primary APN	`01-236547`
Alternative APNs	`1236547` `236547`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,668 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,825 sqft (0.937 acres)
Garage Type	Built-in
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	170 sqft
Deck Area	174 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	236547
Street Address	416 WINDMILL DR
City	SAINT LEONARD
State	MD
Zip	20685-2564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 23 SEC 2 PLAT 1 PARRAN'S GRANT
Legal Subdivision	PLAT ONE PARRENS GRANT
Legal Lot Number	23
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1032
Census Tract	861100

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 WINDMILL DR, SAINT LEONARD, MD 20685-2564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 23, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage C & F MORTGAGE CORP
Mar 1, 2017	Trustee's Deed, Foreclosure BUYERS TITLE
Mar 1, 2017	Special Warranty Deed, Transfer · FHA Mortgage C&F MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2017 · Amount on Record
Deed Sale	Mar 1, 2017 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Book / Page	4951 / 198
Last Transfer Date	Sep 13, 2019
Transfer Doc	0054400012
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	416 WINDMILL DR, SAINT LEONARD, MD 20685-2564
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 WINDMILL DR, SAINT LEONARD, MD 20685-2564

Mortgage

Document Number	0059560148
Date	May 10, 2021
Book Page	5956/148

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Sep 23, 2019
Property Address	416 WINDMILL DR, SAINT LEONARD, MD 20685-2564
Document Number	0054400012
Book / Page	5440 / 012
Map Reference	LB BJS 1 FO 88
Instrument Date	Sep 13, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	BUYER S TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0005440015
Date	Sep 23, 2019
Instrument	5440/015

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 1, 2017
Property Address	416 WINDMILL DR, SAINT LEONARD, MD 20685-2564
Document Number	0049510194
Book / Page	004951 / 000194
Instrument Date	Feb 23, 2017
Transaction Type	Foreclosure
Record Updated	Apr 3, 2017
Title Company	BUYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$272.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	5040 CORPORATE WOODS DR #120 VIRGINIA BEACH VA 234624377, 120, VIRGINIA BEACH, VA 23462-4377
Investor	Possibly a Property Investor

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 1, 2017
Property Address	416 WINDMILL DR, SAINT LEONARD, MD 20685-2564
Document Number	0049510198
Book / Page	4951 / 198
Map Reference	LB BJS1 FO88
Instrument Date	Jan 30, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	BUYERS TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.42
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4801 FREDERICA ST, 4801, OWENSBORO, KY 42301-7441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 WINDMILL DR, SAINT LEONARD, MD 20685-2564

Mortgage

Document Number	0004951204
Date	Mar 1, 2017
Instrument	4951/204

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,104.00 (+23.11%)	$452,433 (+13.36%)	$479,100 (+20.05%) Land $158,900 Building $320,200
2023	$4,146.00	$399,100 Land $158,900 Building $240,200	$399,100 Land $158,900 Building $240,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 122 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	17 (2003–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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