441 Wilson St, Liberty, MO 64068 Property Records

Clay County property record for 441 Wilson St, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	8 bd · 3 ba · 3,650 sqft · built 1900
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,454 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-115-00-03-001.00`

Property Details

APN / Parcel Number

Primary APN	`15-115-00-03-001.00`
Alternative APNs	`1511500030010001` `326937`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,650 sqft Living Area
Gross Area	6,003 sqft
1st Floor Area	1,553 sqft
Basement Area	1,553 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	123 ft deep x 100 ft wide
Porch	Covered Wood Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	441 WILSON ST
City	LIBERTY
State	MO
Zip	64068-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY BLOCKS LIBERTY N100 TR A CB 23
Legal Range	31W
Legal Township	51N
Legal Section	08
Legal Subdivision	CITY BLOCKS LIBERTY
Legal Tract	A
Legal Block	23
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1023
Census Tract	21401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jewell-Lightburne Historic District listed 2001 · NRIS 00001606

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

441 Wilson St is owned and occupied by two individuals who acquired it in March 2019.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	441 WILSON ST, LIBERTY, MO 64068-1817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MISSOUR COMMUNITY CU
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEGASTAR FINANCIAL CORP
Mar 27, 2019	Grant Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, CLT
Aug 10, 2018	Warranty Deed, Transfer STEWART TITLE
May 19, 2017	Warranty Deed, Transfer · Line of Credit PLATTE VLY BK/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2019
Deed Sale	Mar 27, 2019
Prior Sale	Aug 10, 2018
Deed Document Number	20197170
Deed Book / Page	8383 / 93
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	441 WILSON ST, LIBERTY, MO 64068-1817
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005070
Date	Mar 5, 2019
Book Page	8371/137
Instrument	2019005070

Lender

Name	CENTRAL MISSOUR COMMUNITY CU
Type	Credit Union
Address	WARRENSBURG, MO 64093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	441 WILSON ST, LIBERTY, MO 64068-1817
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004426
Date	Feb 1, 2021
Book Page	8948/30
Instrument	2021004426

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY MO
Recording Date	Mar 27, 2019
Property Address	441 WILSON ST, LIBERTY, MO 64068-1817
Document Number	0000007170
Book / Page	008383 / 000093
Instrument Date	Mar 26, 2019
Instrument	7170
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	COMMONWEALTH LAND TITLE INSURANCE, CLT

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	441 WILSON ST LIBERTY MO 640681817, LIBERTY, MO 64068-1817

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Aug 10, 2018
Property Address	441 WILSON ST, LIBERTY, MO 64068-1817
Document Number	0000026125
Book / Page	008258 / 000015
Instrument Date	Aug 7, 2018
Instrument	26125
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 WILSON ST LIBERTY MO 640681817, LIBERTY, MO 64068-1817

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	May 19, 2017
Property Address	441 WILSON ST, LIBERTY, MO 64068-1817
Document Number	0000016397
Book / Page	007966 / 000150
Instrument Date	May 10, 2017
Instrument	16397
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	441 WILSON ST LIBERTY MO 640681817, LIBERTY, MO 64068-1817

Mortgage

Document Number	16398
Date	May 19, 2017
Book Page	007966/000151
Instrument	16398

Lender

Name	PLATTE VLY BK/MO
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 441 Wilson St was $5,454.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,454.00	$75,910	$399,526
2023	$5,421.00	$69,310	$364,789
2019	$4,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 441 Wilson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Wilson St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Wisper ISP.

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