415 Wilson St, Liberty, MO 64068 Property Records

Clay County property record for 415 Wilson St, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,004 sqft · built 1877
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Mar 2009)
Tax Bill	$622 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-115-00-03-004.00`

Property Details

APN / Parcel Number

Primary APN	`15-115-00-03-004.00`
Alternative APNs	`1511500030040001` `283094`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
Gross Area	3,728 sqft
1st Floor Area	1,002 sqft
Basement Area	1,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1877
Effective Year Built	Effective 1877
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	167 ft deep x 154 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	415 WILSON ST
City	LIBERTY
State	MO
Zip	64068-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY BLOCKS LIBERTY TR D CB 23 & ALL VAC ALLEY BEG NW COR TR D, E154, S167, W16, N60, W138, N104 TO POB
Legal Range	31W
Legal Township	51N
Legal Section	08
Legal Subdivision	CITY BLOCKS LIBERTY
Legal Tract	D
Legal Block	23
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1023
Census Tract	21401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jewell-Lightburne Historic District listed 2001 · NRIS 00001606

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

415 Wilson St is owned and occupied by two individuals who acquired it in December 2021.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 WILSON ST, LIBERTY, MO 64068-1817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
Dec 21, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 23, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Jan 23, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2009 · Amount on File
Deed Sale	Mar 31, 2009 · Amount on File
Deed Document Number	200910176
Deed Book / Page	6149 / 44
Last Transfer Date	Dec 14, 2021
Transfer Doc	0000054368
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	415 WILSON ST, LIBERTY, MO 64068-1817
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039663
Date	Oct 21, 2020
Book Page	8840/47
Instrument	2020039663

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Dec 21, 2021
Property Address	415 WILSON ST, LIBERTY, MO 64068-1817
Document Number	0000054368
Book / Page	9264 / 27
Instrument Date	Dec 14, 2021
Instrument	2021054368
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WILSON ST, LIBERTY, MO 64068-1817

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	415 WILSON ST, LIBERTY, MO 64068-1817
Document Number	0000008015
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 WILSON ST LIBERTY MO 640681817, LIBERTY, MO 64068-1817

Mortgage

Document Number	0000008015
Date	Apr 5, 2019
Book Page	008388/000059
Instrument	8015

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 4, 2044

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Jan 23, 2019
Property Address	415 WILSON ST, LIBERTY, MO 64068-1817
Document Number	0000001805
Book / Page	008354 / 000004
Instrument Date	Jan 19, 2019
Instrument	1805
Transaction Type	Transfer
Record Updated	Jan 30, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	415 WILSON ST LIBERTY MO 640681817, LIBERTY, MO 64068-1817

Tax Assessment & Valuation

The 2025 property tax bill for 415 Wilson St was $622.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$622.00	$8,660	$45,579
2023	$677.00	$8,660	$45,578
2019	$3,364.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 415 Wilson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Wilson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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