441 Tomoka Dr, Englewood, FL 34223 Property Records

Sarasota County property record for 441 Tomoka Dr, Englewood, FL 34223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,036 sqft · built 2006
Lot Size	0.151 acres (6,589 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jun 2023)
Tax Bill	$4,290 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2022 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`0851-09-0045`

Property Details

APN / Parcel Number

Primary APN	`0851-09-0045`
Alternative APN	`851090045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
Gross Area	2,721 sqft
1st Floor Area	2,036 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,589 sqft (0.151 acres)
View / Lot	Mainland
Garage Type	Attached
Garage Area	420 sqft
Porch	Screened Porch
Porch Area	293 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0851090045
Street Address	441 TOMOKA DR
City	ENGLEWOOD
State	FL
Zip	34223-6556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF2
Legal Description	LOT 308, PARK FOREST PHASE 5
Legal Range	20E
Legal Township	40S
Legal Section	30
Legal Subdivision	PARK FOREST PHASE 5
Legal Phase	5
Legal Tract	2972
Legal Lot Number	308
Jurisdiction	SARASOTA FL
Township / Civil Division	ENGLEWOOD
Census Block Group	2
Census Block	2044
Census Tract	2733

Owner

441 Tomoka Dr is owned by two individuals who bought it in June 2023.

Source: Sarasota County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	207 COLLIN AVE, FAYETTEVILLE, NY 13066-1448
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND
Jan 14, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 23, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC
Sep 14, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	Nov 23, 2020 · Amount on File
Deed Document Number	202398447
Prior Transfer Date	Jan 6, 2022
Prior Transfer Doc	0000008009
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Jun 20, 2023
Property Address	441 TOMOKA DR, ENGLEWOOD, FL 34223-6556
Document Number	0000098447
Map Reference	MB 45 PG 5
Instrument Date	Jun 14, 2023
Instrument	2023098447
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	CEMO TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8739 GREY OAKS AVE, SARASOTA, FL 34238-4304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 COLLIN AVE, FAYETTEVILLE, NY 13066-1448

Mortgage

Document Number	0000098451
Date	Jun 20, 2023
Instrument	2023098451

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.84%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3.84%
Max Rate At Change	7.84%
Index	1-Year T-Bill
Max Rate	11.8%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SARASOTA FL
Recording Date	Jan 14, 2022
Property Address	441 TOMOKA DR, ENGLEWOOD, FL 34223-6556
Document Number	0000008009
Map Reference	MB 45 PG 5
Instrument Date	Jan 6, 2022
Instrument	2022008009
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 TOMOKA DR, 441, ENGLEWOOD, FL 34223-6556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 TOMOKA DR, ENGLEWOOD, FL 34223-6556

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	441 TOMOKA DR, ENGLEWOOD, FL 34223-6556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 TOMOKA DR, ENGLEWOOD, FL 34223-6556

Mortgage

Document Number	0000136556
Date	Oct 2, 2020
Instrument	2020136556

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 16, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Nov 23, 2020
Property Address	441 TOMOKA DR, ENGLEWOOD, FL 34223-6556
Document Number	0000165124
Instrument Date	Nov 19, 2020
Instrument	165124
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount on Record
Tax	$2,352.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 TOMOKA DR ENGLEWOOD FL 342236556, ENGLEWOOD, FL 34223-6556

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Sep 14, 2018
Property Address	441 TOMOKA DR, ENGLEWOOD, FL 34223-6556
Document Number	0000122783
Instrument Date	Sep 14, 2018
Instrument	122783
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$1,855.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1922 MASSACHUSETTS AVE ENGLEWOOD FL 342245522, ENGLEWOOD, FL 34224-5522

Tax Assessment & Valuation

The 2025 property tax bill for 441 Tomoka Dr was $4,290, down 15% from the year before.

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,290.00 (-15.05%)	$372,500 Land $90,200 Building $282,300	$372,500 Land $90,200 Building $282,300
2024	$5,050.00 (+7.45%)
2023	$4,700.00 (+8.7%)	$396,102 (+10.59%)	$414,100 (+13.3%) Land $87,400 Building $326,700
2022	$4,324.00 Homeowner's exemption Widower's exemption	$358,157	$365,500 Land $84,400 Building $281,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 441 Tomoka Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 289 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	289 in force
Nearby Flood Claims	14 (2022–2024)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims Hurricane Ian, Sep 2022 · 6 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Tomoka Dr is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531
Water Source	Groundwater
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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