441 Swamp Rd, Havelock, NC 28532 Property Records

Craven County property record for 441 Swamp Rd, Havelock, NC 28532

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,280 sqft · built 2023
Lot Size	2.97 acres (129,722 sqft)
Owner	Individual Name on Record
Tax Bill	$1,384 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5-007-1-004`

Property Details

APN / Parcel Number

Primary APN	`5-007-1-004`
Alternative APNs	`130567` `138314`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,052 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	129,722 sqft (2.97 acres)
Lot Dimensions	637 ft deep x 42.6 ft wide
Garage Area	2,100 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	138314
Street Address	441 SWAMP RD
City	HAVELOCK
State	NC
Zip	28532-8772
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 4 COUNTRYSIDE HOMESTEADS
Legal Subdivision	6338
Legal Lot Number	4
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	3
Census Block	3002
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	441 SWAMP RD, HAVELOCK, NC 28532-8772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Intrafamily Transfer, Transfer · FHA Mortgage MEGA CAPITAL FUNDING INC
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage DARLING FINANCE PARTNERS LTD
Aug 28, 2020	Warranty Deed, Transfer
Apr 8, 2019	Warranty Deed, Transfer
Jan 25, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2024
Deed Sale	Jan 25, 2024
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	202410121959
Deed Book / Page	3787 / 944
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Jan 25, 2024
Property Address	441 SWAMP RD, HAVELOCK, NC 28532-8772
Document Number	003787/944
Book / Page	3787 / 944
Map Reference	CAB G SL 114
Instrument	10121959
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 SWAMP RD, HAVELOCK, NC 28532-8772

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	441 SWAMP RD, HAVELOCK, NC 28532-8772

Mortgage

Document Number	0010121960
Date	Jan 25, 2024
Instrument	10121960

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	003787/947
Date	Jan 25, 2024
Book Page	3787/947
Instrument	10121960

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	26637 AGOURA RD # 100, CALABASAS, CA 91302

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	441 SWAMP RD, HAVELOCK, NC 28532-8772
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 SWAMP RD, HAVELOCK, NC 28532-8772

Mortgage

Document Number	03770/1604
Date	Jul 25, 2023
Book Page	3770/1604
Instrument	10115207

Lender

Name	DARLING FINANCE PARTNERS LTD
Type	Lending Institution
Address	NEWPORT, NC 28570

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 25, 2024

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 28, 2020
Property Address	441 SWAMP RD, HAVELOCK, NC 28532-8772
Document Number	3628/554
Book / Page	3628 / 554
Map Reference	CAB G SL 114-D
Instrument Date	Aug 28, 2020
Instrument	10060248
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$98.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 CAROLINA PINES BLVD, 209, NEW BERN, NC 28560-8431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3991 LEHIGH DR, NORTHAMPTON, PA 18067-9665

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 8, 2019
Property Address	441 SWAMP RD, HAVELOCK, NC 28532-8772
Document Number	3566/966
Book / Page	3566 / 966
Instrument Date	Mar 25, 2019
Instrument	10036023
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 SWAMP RD, HAVELOCK, NC 28532-8772

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 25, 2019
Property Address	441 SWAMP RD, HAVELOCK, NC 28532-8772
Document Number	3559/606
Book / Page	3559 / 606
Instrument Date	Jan 25, 2019
Instrument	10032854
Transaction Type	Foreclosure
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 E ELLIOT RD, TEMPE, AZ 85284-1806
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,384.00 (+1.91%)	$263,000 (-) Land $26,000 Building $237,000	$263,000 (-) Land $26,000 Building $237,000
2025	$1,358.00 (+781.82%)	$263,000 (+747.84%) Land $26,000 Building $237,000	$263,000 (+747.84%) Land $26,000 Building $237,000
2023	$154.00 (+6.21%)	$31,020 (+33.76%) Land $26,000 Building $5,020	$31,020 (+33.76%) Land $26,000 Building $5,020
2022	$145.00	$23,190 Land $20,000 Building $3,190
2018			$23,190 Land $20,000 Building $3,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	15 (2011–2024)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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