421 Swamp Rd, Havelock, NC 28532 Property Records

Craven County property record for 421 Swamp Rd, Havelock, NC 28532

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,632 sqft · built 2001
Lot Size	2.51 acres (109,728 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Oct 2012)
Tax Bill	$698 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-007-1-002`

Property Details

APN / Parcel Number

Primary APN	`5-007-1-002`
Alternative APN	`78537`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	109,728 sqft (2.51 acres)
Lot Dimensions	563 ft deep x 190 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	78537
Street Address	421 SWAMP RD
City	HAVELOCK
State	NC
Zip	28532-8772
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2 COUNTRYSIDE HOMESTEADS
Legal Subdivision	COUNTRYSIDE HOMESTEAD
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	3
Census Block	3002
Census Tract	961303

Owner

Source: Craven County records, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 SWAMP RD, HAVELOCK, NC 28532-8772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2012 · Amount on Record
Deed Sale	Oct 1, 2012 · Amount on Record
Prior Sale	Feb 22, 2008 · Amount on Record
Deed Book / Page	3130 / 689
Prior Transfer Date	Jun 4, 2005
Prior Transfer Doc	2330/0751
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	421 SWAMP RD, HAVELOCK, NC 28532-8772
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SWAMP RD, HAVELOCK, NC 28532-8772

Mortgage

Document Number	3659/377
Date	Mar 15, 2021
Book Page	3659/377
Instrument	10071546

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	260 Months
Due	Nov 1, 2042

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$698.00 (+1.75%)	$125,500 (-) Land $29,000 Building $96,500	$125,500 (-) Land $29,000 Building $96,500
2023	$686.00 (+15.88%)	$125,500 (+47.37%) Land $29,000 Building $96,500	$125,500 (+47.37%) Land $29,000 Building $96,500
2022	$592.00	$85,160 Land $24,000 Building $61,160
2018			$85,160 Land $24,000 Building $61,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	15 (2011–2024)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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