Okaloosa County property record for 441 Scarborough St, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,526 sqft · built 2024 |
| Owner | Individual Name on File |
| Last Sale | $390,900 (Apr 2024) |
| Tax Bill | $5,197 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-180-3143-4 |
| Primary APN | C56-001-180-3143-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,526 sqft Heated Area |
| Gross Area | 3,136 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 110 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 441 SCARBOROUGH ST |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOAL RIVER LANDING PHASE 3A LOT 91 |
| Legal Subdivision | SHOAL RIVER LANDING PH 3A |
| Legal Phase | 3A |
| Legal Lot Number | 91 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 20701 |
441 Scarborough St is owned and occupied by an individual who bought it in April 2024.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 441 SCARBOROUGH ST, CRESTVIEW, FL 32539-6769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2024 · Amount on File |
| Deed Sale | Apr 8, 2024 · Amount on File |
| Deed Document Number | 3680788 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 8, 2024 |
| Property Address | CRESTVIEW, FL |
| Document Number | 0003680788 |
| Map Reference | MB 31 PGS 19 THROUGH |
| Instrument Date | Mar 29, 2024 |
| Instrument | 3680788 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 21, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,736.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 SCHUBERT DR, PENSACOLA, FL 32504-6961 |
| Name | Verified Name |
|---|---|
| Address | 441 SCARBOROUGH ST, CRESTVIEW, FL 32539-6769 |
| Document Number | 0003680789 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 3680789 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Number | 0003680789 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 3680789 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | 10700 PECAN PARK BLVD STE 450, AUSTIN, TX 78750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
The 2025 property tax bill for 441 Scarborough St was $5,197.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,197.00 | $327,406 Land $47,235 Building $280,171 | $327,406 Land $47,235 Building $280,171 |
| 2023 | $4,168 Land $4,168 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Scarborough St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Scarborough St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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