Okaloosa County property record for 435 Scarborough St, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,768 sqft · built 2024 |
| Owner | 2 Individual Names on File |
| Last Sale | $299,900 (Apr 2026) |
| Tax Bill | $3,484 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-180-3140-0 |
| Primary APN | C56-001-180-3140-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,301 sqft |
| 1st Floor Area | 1,768 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 113 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 435 SCARBOROUGH ST |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOAL RIVER LANDING PHASE 3A LOT 88 |
| Legal Subdivision | SHOAL RIVER LANDING |
| Legal Lot Number | 88 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 20701 |
435 Scarborough St is owned and occupied by two individuals who bought it in April 2026.
Source: Okaloosa County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 SCARBOROUGH ST, CRESTVIEW, FL 32539-6769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on File |
| Deed Sale | Apr 6, 2026 · Amount on File |
| Prior Sale | Jun 7, 2024 · Amount on File |
| Deed Document Number | 20263808818 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 435 SCARBOROUGH ST, CRESTVIEW, FL 32539-6769 |
| Document Number | 0003808818 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20263808818 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | WAYPOINT TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212,029.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 SCARBOROUGH ST, CRESTVIEW, FL 32539-6769 |
| Document Number | 0003808819, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20263808819 |
| Name | EQUITY PRIME MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 435 Scarborough St was $3,484.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,484.00 | $261,534 Land $47,235 Building $214,299 | $261,534 Land $47,235 Building $214,299 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Scarborough St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Scarborough St is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures