Gilmer County property record for 441 Ruby Ridge Dr, Talking Rock, GA 30175 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,146 sqft Heated Area |
| Lot Size | 73,181 sqft (1.67 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2019) |
| Tax Bill | $1,331.00 (2025) |
| Primary APN | 3027C 008A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,146 sqft Heated Area |
| 1st Floor | 1,092 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Log Home Style |
| Exterior Material | Logs Exterior |
| Construction Type | Log Construction |
| Foundation Type | Masonry Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 73,181 sqft (1.67 acres) |
| Deck Area | 90 sqft Deck |
|---|---|
| Porch | Open Porch |
| Porch Area | 168 sqft Porch |
| Storage Building | 64 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 10685 |
|---|---|
| Street Address | 441 RUBY RIDGE DR |
| City | TALKING ROCK |
| State | GA |
| Zip | 30175-2123 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT TR 8 (TRB, TR C) VERNON FOSTER SUB |
| Legal Subdivision | VERNON FOSTER SUB |
| Legal Tract | 8 |
| Jurisdiction | GILMER GA |
| Minor Civil Division | CARTERS LAKE |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 80401 |
Source: Gilmer County records · APN 3027C 008A
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 441 RUBY RIDGE DR, TALKING ROCK, GA 30175-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE |
| Aug 26, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 26, 2019 · Amount on Record |
| Deed Sale | Aug 26, 2019 · Amount on Record |
| Prior Sale | Dec 04, 2012 · Amount on Record |
| Deed Doc Number | 0000219291 |
| Deed Book / Page | 2192 / 91 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 441 RUBY RIDGE DR, TALKING ROCK, GA 30175-2123 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 441 RUBY RIDGE DR, TALKING ROCK, GA 30175-2123 |
| Document Number | 0000002471/0000000268 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 0000002471/0000000268 |
| Name | AMERICAN FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Aug 26, 2019 |
| Property Address | 441 RUBY RIDGE DR, TALKING ROCK, GA 30175-2123 |
| Document Number | 0002192/91 |
| Book / Page | 2192 / 91 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 2019-002194 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 RUBY RIDGE DR, TALKING ROCK, GA 30175-2123 |
| Document Number | 0000002192/0000000092 |
|---|---|
| Date | Sep 05, 2019 |
| Book Page | 0000002192/0000000092 |
| Instrument | 005116 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
Source: Gilmer County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Gilmer County |
| Unified School District | Gilmer County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,331.00 (+18.1%) | $86,160 (+22.25%) Land $14,440 Building $71,720 | $215,400 (+22.25%) Land $36,100 Building $179,300 |
| 2023 | $1,127.00 | $70,480 Land $9,840 Building $60,640 | $176,200 Land $24,600 Building $151,600 |
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