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240 Ruby Ridge Dr, Talking Rock, GA 30175 Property Records

Gilmer County property record for 240 Ruby Ridge Dr, Talking Rock, GA 30175 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1992
Square Footage704 sqft Heated Area
Lot Size43,996 sqft (1.01 acres)
OccupancyOwner Occupied
Last Sale$108,000 (2018)
Tax Bill$867.00 (2025)

Property Details

APN / Parcel Number

Primary APN3027C 024A
Alternative APN
  • 10680

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area704 sqft Heated Area
1st Floor704 sqft 1st Floor
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1992
Exterior MaterialWood Exterior
Foundation TypeMasonry Foundation
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area43,996 sqft (1.01 acres)
PorchOpen Porch
Porch Area276 sqft Porch
Storage Building98 sqft Storage Building

Utilities and HVAC

Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Account Number10680
Street Address240 RUBY RIDGE DR
CityTALKING ROCK
StateGA
Zip30175-2126
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNW PT TR 24 VERNON FOSTER LL 87,88
Legal Tract24
JurisdictionGILMER GA
Minor Civil DivisionCARTERS LAKE
Census Blockgroup1
Census Block1013
Census Tract80401

Owner

Source: Gilmer County records · APN 3027C 024A

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address240 RUBY RIDGE DR, TALKING ROCK, GA 30175-2126
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE
Oct 30, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE
Jan 26, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HOME LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 26, 2018 · Amount on Record
Deed SaleJan 26, 2018 · Amount on Record
Prior SaleJul 22, 2009
Deed Doc Number0002082390
Deed Book / Page2082 / 390
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILMER GA
Property Address240 RUBY RIDGE DR, TALKING ROCK, GA 30175-2126
Transaction TypeMortgage
Record UpdatedFeb 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 RUBY RIDGE DR, TALKING ROCK, GA 30175-2126

Mortgage

Document Number0000002464/0000000357
DateJan 05, 2022
Book Page0000002464/0000000357
Lender
NameFREEDOM MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILMER GA
Property Address240 RUBY RIDGE DR, TALKING ROCK, GA 30175-2126
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 RUBY RIDGE DR, TALKING ROCK, GA 30175-2126

Mortgage

Document Number0000002304/0000000446
DateOct 30, 2020
Book Page0000002304/0000000446
Instrument006124
Lender
NameFREEDOM MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILMER GA
Recording DateJan 26, 2018
Property Address240 RUBY RIDGE DR, TALKING ROCK, GA 30175-2126
Document Number002082/390
Book / Page2082 / 390
Instrument DateJan 26, 2018
Instrument2018-000194
Transaction TypeTransfer
Record UpdatedMar 01, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 RUBY RIDGE DR, TALKING ROCK, GA 30175-2126

Mortgage

Document Number2082/392
DateJan 30, 2018
Book Page2082/392
Instrument000568
Lender
NameCALIBER HOME LOANS
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048

Tax Assessment & Valuation

Source: Gilmer County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGilmer County
Unified School DistrictGilmer County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$867.00 (+0.12%)$56,176 (+3.65%) Land $6,320 Building $49,856$140,440 (+3.65%) Land $15,800 Building $124,640
2023$866.00$54,200 Land $4,280 Building $49,920$135,500 Land $10,700 Building $124,800

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