441 Riverwind Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 441 Riverwind Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 1995
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Sep 2026)
Tax Bill	$1,583 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500074584`

Property Details

APN / Parcel Number

Primary APN	`1500074584`
Alternative APNs	`010545 0016 94` `1500045775`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,294 sqft Heated Area
1st Floor Area	1,294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Area	378 sqft
Porch	Porch
Porch Area	46 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500074584
Street Address	441 RIVERWIND DR
City	SPRING LAKE
State	NC
Zip	28390-8383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#128 TRADEWINDS SC#6 PC#F-283C
Legal Subdivision	TRADEWINDS
Legal Lot Number	128
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	1
Census Block	1047
Census Tract	70600

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	441 RIVERWIND DR, SPRING LAKE, NC 28390-8383
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORPORATION
May 7, 2026	Warranty Deed, Transfer OS NATIONAL TITLE
Nov 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	May 7, 2026 · Amount on Record
Deed Document Number	202619057
Deed Book / Page	4363 / 1246
Prior Transfer Date	Nov 8, 2021
Prior Transfer Doc	0000026850
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 15, 2026
Property Address	441 RIVERWIND DR, SPRING LAKE, NC 28390-8383
Document Number	0000019057
Book / Page	4363 / 1246
Instrument Date	Sep 15, 2026
Instrument	202619057
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	OS NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$47,672.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 RIVERWIND DR, SPRING LAKE, NC 28390-8383

Mortgage

Document Number	0000019058,
Date	Sep 15, 2026
Instrument	202619058

Lender

Name	AMERICAN SECURITY MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000019059,
Date	Sep 15, 2026
Book Page	4363/1262
Instrument	202619059

Lender

Name	HOUSING FINANCE AGENCY NC

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	May 7, 2026
Property Address	441 RIVERWIND DR, SPRING LAKE, NC 28390-8383
Document Number	0000009183
Book / Page	4341 / 1536
Instrument Date	May 5, 2026
Instrument	20269183
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	OS NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$44,844.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARNETT NC
Recording Date	Nov 15, 2021
Property Address	441 RIVERWIND DR, SPRING LAKE, NC 28390-8383
Document Number	0000026850
Book / Page	4074 / 981
Map Reference	CAB F SL 283-C
Instrument Date	Nov 8, 2021
Instrument	2021026850
Transaction Type	Transfer
Record Updated	Dec 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 RIVERWIND DR, SPRING LAKE, NC 28390-8383

Mortgage

Document Number	0000026851
Date	Nov 15, 2021
Instrument	2021026851

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,583.00 (+45.63%)	$197,111 (+41.81%)	$197,111 (+41.81%) Land $23,760 Building $173,351
2025	$1,087.00	$138,993 (-)	$138,993 (-) Land $21,380 Building $117,613
2023	$1,087.00	$138,993	$138,993 Land $21,380 Building $117,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (2016–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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