393 Riverwind Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 393 Riverwind Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1995
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Sep 2019)
Tax Bill	$1,567 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500033328`

Property Details

APN / Parcel Number

Primary APN	`1500033328`
Alternative APN	`010545 0016 97`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Heated Area
1st Floor Area	1,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Area	308 sqft
Porch	Porch
Porch Area	128 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500033328
Street Address	393 RIVERWIND DR
City	SPRING LAKE
State	NC
Zip	28390-8391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#131 TRADEWINDS SEC 6 PC#F-283C
Legal Subdivision	TRADEWINDS
Legal Lot Number	131
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	1
Census Block	1047
Census Tract	70600

Owner

393 Riverwind Dr is owned and occupied by an individual who bought it in September 2019.

Source: Harnett County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	393 RIVERWIND DR, SPRING LAKE, NC 28390-8391
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN SEC MTG
Sep 4, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Sep 1, 2010 · Amount on File
Deed Document Number	201912704
Deed Book / Page	3732 / 852
Prior Transfer Date	Dec 3, 2009
Prior Transfer Doc	0000018655
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	393 RIVERWIND DR, SPRING LAKE, NC 28390-8391
Document Number	0038310110
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 RIVERWIND DR SPRING LAKE NC 283908391, SPRING LAKE, NC 28390-8391

Mortgage

Document Number	0038310110
Date	Jun 26, 2020
Book Page	003831/000110

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 4, 2019
Property Address	393 RIVERWIND DR, SPRING LAKE, NC 28390-8391
Document Number	0000012704
Book / Page	3732 / 0852
Map Reference	CAB F SL 283-C
Instrument Date	Aug 28, 2019
Instrument	2019012704
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 LANTERN RIDGE LN, 107, CARY, NC 27519-7163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 RIVERWIND DR, SPRING LAKE, NC 28390-8391

Mortgage

Document Number	0000012705
Date	Sep 4, 2019
Instrument	2019012705

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 393 Riverwind Dr was $1,567, up 43.2% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,567.00 (+43.24%)	$195,114 (+39.29%)	$195,114 (+39.29%) Land $29,140 Building $165,974
2025	$1,094.00	$140,080	$140,080 Land $26,230 Building $113,850
2023	$1,094.00	$140,080	$140,080 Land $26,230 Building $113,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 393 Riverwind Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (2016–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 393 Riverwind Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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