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441 Ranchitos del Sol, Aptos, CA 95003 Property Records

Santa Cruz County property record for 441 Ranchitos del Sol, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,284 sqft · built 1978
Lot Size2.68 acres (116,915 sqft)
Owner2 Individual Names on File
Last Sale$638,000 (Sep 2012)
Tax Bill$6,287 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN105-351-02

Property Details

APN / Parcel Number

Primary APN105-351-02
Alternative APN
  • 105-351-02-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,284 sqft Living Area
Gross Area2,751 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area116,915 sqft
TerrainSteep
View / LotMountain
Garage TypeAttached
Garage Area467 sqft
Parking Spaces2 Parking Spaces
Deck Area796 sqft
Patio Area796 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address441 RANCHITOS DEL SOL
CityAPTOS
StateCA
Zip95003-9733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSANTA CRUZ LAND TITLE COMPANY
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1001
Census Tract122002

Owner

Source: Santa Cruz County records · APN 105-351-02

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address441 RANCHITOS DEL SOL, APTOS, CA 95003-9733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2012 · Amount on Record
Deed SaleSep 06, 2012 · Amount on Record
Prior SaleMay 02, 1997 · Amount on Record
Deed Document Number201242715
Last Transfer DateAug 23, 2013
Transfer Doc0000043482
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address441 RANCHITOS DEL SOL, APTOS, CA 95003-9733
Document Number0000030973
Instrument DateAug 08, 2020
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address441 RANCHITOS DEL SOL APTOS CA 950039733, APTOS, CA 95003-9733

Mortgage

Document Number0000030973
DateAug 14, 2020
Instrument30973
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$525,320 (+2%) Land $234,054 Building $291,266
2025$6,287.00 (+10.2%) Homeowner's exemption$515,018 (+4.04%) Land $229,464 Building $285,554
2023$5,705.00 (+1.89%) Homeowner's exemption$495,020 Land $220,554 Building $274,466$1,049,130
2022$5,599.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000, rainfall accumulation
Claims By Storm
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Wildfire

Wildfire RiskModerate
above 56% of the US · above 33% of California
Wildfire LikelihoodAbout 1 in 625 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Surfnet CommunicationsFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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