Santa Cruz County property record for 390 Ranchitos del Sol, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,052 sqft · built 1973 |
| Lot Size | 1.86 acres (81,370 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,050,000 (Sep 2020) |
| Tax Bill | $6,668 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-351-08 |
| Primary APN | 105-351-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,052 sqft Living Area |
| Gross Area | 3,628 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 81,370 sqft |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 775 sqft |
| Patio Area | 775 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 390 RANCHITOS DEL SOL |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SOQUEL AUGMENTATION |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 122002 |
Source: Santa Cruz County records · APN 105-351-08
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 390 RANCHITOS DEL SOL, APTOS, CA 95003-9583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 03, 2024 | Intrafamily Transfer, Transfer |
| Apr 19, 2022 | Deed of Trust, Mortgage · Line of Credit BAY FCU |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY FCU |
| Sep 30, 2020 | Grant Deed, Transfer · Conventional Mortgage BAY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on Record |
| Deed Sale | Sep 30, 2020 · Amount on Record |
| Prior Sale | Sep 02, 1998 · Amount on Record |
| Deed Document Number | 202039323 |
| Last Transfer Date | Dec 08, 2023 |
| Transfer Doc | 0000000103 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 03, 2024 |
| Property Address | 390 RANCHITOS DEL SOL, APTOS, CA 95003-9583 |
| Document Number | 0000000103 |
| Map Reference | MB 45 PG 2 |
| Instrument Date | Dec 08, 2023 |
| Instrument | 2024-0000103 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 390 RANCHITOS DEL SOL, APTOS, CA 95003-9583 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 390 RANCHITOS DEL SOL, APTOS, CA 95003-9583 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 390 RANCHITOS DEL SOL, APTOS, CA 95003-9583 |
| Document Number | 0000012532 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022-0012532 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Jun 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 390 RANCHITOS DEL SOL, APTOS, CA 95003-9583 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 390 RANCHITOS DEL SOL, APTOS, CA 95003-9583 |
| Document Number | 0000037098 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-0037098 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 30, 2020 |
| Property Address | 390 RANCHITOS DEL SOL, APTOS, CA 95003-9583 |
| Document Number | 0000039323 |
| Map Reference | VOL 1934 PG 233 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 2020-0039323 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 390 RANCHITOS DEL SOL, APTOS, CA 95003-9583 |
| Document Number | 0000039324 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-0039324 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $559,683 (+2%) Land $287,837 Building $271,846 | ||
| 2025 | $6,668.00 (+8.32%) | $548,708 (+4.04%) Land $282,193 Building $266,515 | |
| 2024 | $6,156.00 (+1.65%) | ||
| 2023 | $6,056.00 (+1.9%) Homeowner's exemption | $527,402 Land $271,236 Building $256,166 | $1,151,640 |
| 2022 | $5,943.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 51% of the US · above 30% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,020 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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