Young County property record for 441 Oak St, Graham, TX 76450
| Property Type | Commercial |
|---|---|
| Details | 660 sqft · built 1999 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,608 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 01060-0022-0015 |
| Primary APN | 01060-0022-0015 |
|---|---|
| Alternative APN |
|
| Building Area | 660 sqft Total Area |
|---|
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Area | 528 sqft |
| Street Address | 441 OAK ST |
|---|---|
| City | GRAHAM |
| State | TX |
| Zip | 76450-2521 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ORIGINAL/GRAHAM - BLK 22, LOT 3 |
| Legal Block | 22 |
| Legal Lot Number | 3 |
| Jurisdiction | YOUNG TX |
| Township / Civil Division | GRAHAM |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 950500 |
441 Oak St, a commercial property, is owned by a company.
Source: Young County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 441 OAK ST, GRAHAM, TX 76450-2521 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 441 Oak St was $4,608, up 2% from the year before.
Source: Young County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Graham City |
| County | Young County |
| Unified School District | Graham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,608.00 (+20.03%) | $178,554 (+11.13%) | $181,850 (+13.18%) Land $17,090 Building $164,760 |
| 2025 | $3,839.00 | $160,670 Land $17,090 Building $143,580 | $160,670 Land $17,090 Building $143,580 |
| 2023 | $103,330 Land $16,680 Building $86,650 | $103,330 Land $16,680 Building $86,650 | |
| 2022 | $2,779.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Oak St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | May 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Oak St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GRAHAM serves 8,718 people · EPA ID TX2520001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brazos Communications Fiber | 1,000 / 1,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| New Source Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, Verizon.
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