440 Oak St, Graham, TX 76450 Property Records

Young County property record for 440 Oak St, Graham, TX 76450

Property Summary

Property TypeCommercial
Details2,800 sqft
Lot Size0.065 acres (2,827 sqft)
OwnerCompany Name on Record
Tax Bill$2,081 (2026)
Flood ZoneZone X (moderate risk)
APN01060-0021-0075

Property Details

APN / Parcel Number

Primary APN01060-0021-0075
Alternative APN
  • 10172

Interior

Building Area2,800 sqft Total Area

Exterior

Lot Area2,827 sqft (0.065 acres)
Lot Dimensions200 ft deep x 25 ft wide

Location & Zoning

Street Address440 OAK ST
CityGRAHAM
StateTX
Zip76450-2522
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionORIGINAL/GRAHAM - BLK 21, SOUTHEAST PT OF LOT 25
Legal SubdivisionORIGINAL TOWN OF GRAHAM
Legal Block21
Legal Lot Number25
JurisdictionYOUNG TX
Township / Civil DivisionGRAHAM
Census Block Group2
Census Block2039
Census Tract950500

Owner

Source: Young County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address434 OAK ST, GRAHAM, TX 76450-2522
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2009
Deed SaleNov 6, 2009
Deed Document Number20093430
Deed Book / Page1064 / 484
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityGraham City
CountyYoung County
Unified School DistrictGraham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,081.00 (+20.01%)$80,640 (+2%)$130,170 (+93.71%) Land $4,820 Building $125,350
2025$1,734.00 (+28.35%)$67,200 (+36.67%) Land $4,820 Building $62,380$67,200 (+36.67%) Land $4,820 Building $62,380
2023$49,170 Land $4,400 Building $44,770$49,170 Land $4,400 Building $44,770
2022$1,351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimMay 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GRAHAM
serves 8,718 people · EPA ID TX2520001
Water SourceSurface water
Last State InspectionJun 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brazos Communications
Fiber
1,000 / 1,000
Zito Media
Fiber · Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
New Source Broadband
Fixed Wireless
100 / 50

May also be available: AT&T, Verizon.

Nearby Properties on Oak St

Nearby Streets

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