441 N Walnut St, Ottawa, OH 45875 Property Records

Putnam County property record for 441 N Walnut St, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,592 sqft · built 2003
Lot Size	0.263 acres (11,491 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Jun 2007)
Tax Bill	$1,593 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-024160.0000`

Property Details

APN / Parcel Number

Primary APN	`32-024160.0000`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	909 sqft
Upper Floors Area	701 sqft
Attic	Attic
Attic Area	628 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,491 sqft (0.263 acres)
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	441 N WALNUT ST
City	OTTAWA
State	OH
Zip	45875-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00330 & 1/2 VAC ST (N OF LOT)
Legal Lot Number	330
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1034
Census Tract	30301

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 N WALNUT ST, OTTAWA, OH 45875-1350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON
Sep 8, 2017	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2007 · Amount on Record
Deed Sale	Jun 21, 2007 · Amount on Record
Deed Document Number	20073008
Deed Book / Page	582 / 392
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	441 N WALNUT ST, OTTAWA, OH 45875-1350
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00741/2229
Date	Dec 23, 2021
Book Page	741/2229
Instrument	202100006810

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 30, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	441 N WALNUT ST, OTTAWA, OH 45875-1350
Transaction Type	Mortgage
Record Updated	Sep 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700003802
Date	Sep 8, 2017
Book Page	692/0751
Instrument	201700003802

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	Lima, OH 45802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 31, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,593.00 (+2.18%) Homeowner's exemption	$48,080 (-) Land $4,920 Building $43,160	$137,370 (-) Land $14,060 Building $123,310
2024	$1,559.00 (-0.06%) Homeowner's exemption	$48,080 (+27.2%) Land $4,920 Building $43,160
2023	$1,560.00 (+12.07%) Homeowner's exemption Additional exemption filed	$37,800 (-) Land $3,790 Building $34,010	$137,370 (+27.19%) Land $14,060 Building $123,310
2022	$1,392.00 Homeowner's exemption	$37,800 Land $3,790 Building $34,010
2020			$108,000 Land $10,830 Building $97,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2007–2013)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Glandorf Internet Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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