Putnam County property record for 440 N Walnut St, Ottawa, OH 45875
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,050 sqft |
| Lot Size | 0.197 acres (8,622 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $64,650 (Jul 2006) |
| Tax Bill | $889 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-022100.0000 |
| Primary APN | 32-022100.0000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Attic | Attic |
| Attic Area | 840 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Construction Type | Wood |
|---|---|
| Roof Type | Gable |
| Lot Area | 8,622 sqft (0.197 acres) |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 440 N WALNUT ST |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-1351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 00290 |
| Legal Subdivision | HUBAARD ADDITION |
| Legal Lot Number | 290 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | OTTAWA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30301 |
Source: Putnam County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 N WALNUT ST, OTTAWA, OH 45875-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2006 · Amount on Record |
| Deed Sale | Jul 31, 2006 · Amount on Record |
| Deed Document Number | 20064323 |
| Deed Book / Page | 572 / 344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 440 N WALNUT ST, OTTAWA, OH 45875-1351 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700004383 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 693/0827 |
| Instrument | 201700004383 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa Village |
| Unified School District | Ottawa-Glandorf Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $889.00 (+2.18%) Homeowner's exemption | $26,600 (+27.52%) Land $3,740 Building $22,860 | $76,000 (-) Land $10,690 Building $65,310 |
| 2023 | $870.00 (+12.26%) Homeowner's exemption Additional exemption filed | $20,860 (-) Land $2,890 Building $17,970 | $76,000 (+27.52%) Land $10,690 Building $65,310 |
| 2022 | $775.00 | $20,860 Land $2,890 Building $17,970 | |
| 2020 | $59,600 Land $8,260 Building $51,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 9 (2007–2013) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Glandorf Internet Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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