Emmet County property record for 441 N Division Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.05 acres (132,858 sqft) |
| Owner | Company Name on Record |
| Last Sale | $450,000 (Oct 2022) |
| Tax Bill | $8,399 (2024) |
| Deeds & Mortgages | Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-04-100-048 |
| Primary APN | 01-19-04-100-048 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,012 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| Basement Area | 1,012 sqft |
| Unfinished Basement | 1,012 sqft |
| Fire Resistance | Fireproof Steel Frame |
|---|---|
| Lot Area | 132,858 sqft (3.05 acres) |
| Garage Area | 672 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 441 N DIVISION RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC R-2 |
| Legal Description | COM AT N 1/4 COR FOR POB, TH S 234.5 FT, W 566 FT, N 234.5 FT, TH E 566 FT TO POB, 3.05 AC M/L, SECTION 4, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 04 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 970700 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 405 N DIVISION RD, 1, PETOSKEY, MI 49770-9046 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on Record |
| Deed Sale | Oct 4, 2022 · Amount on Record |
| Deed Document Number | 20225200541 |
| Deed Book / Page | 1247 / 572 |
| Prior Transfer Date | Jun 5, 2014 |
| Prior Transfer Doc | 001167/490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 4, 2022 |
| Property Address | 441 N DIVISION RD, PETOSKEY, MI 49770-9002 |
| Document Number | 001247/572 |
| Book / Page | 1247 / 572 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 5200541 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 N DIVISION RD, PETOSKEY, MI 49770-9045 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,000 (+11.95%) Land $19,900 Building $248,100 | $536,000 (+11.95%) Land $39,800 Building $496,200 | |
| 2025 | $239,400 (+29.76%) Land $16,100 Building $223,300 | $478,800 (+29.76%) Land $32,200 Building $446,600 | |
| 2024 | $8,399.00 | ||
| 2023 | $184,500 Land $184,500 | $369,000 Land $369,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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