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355 N Division Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 355 N Division Rd, Petoskey, MI 49770

Property Summary

Property TypeCommercial
Details10,800 sqft · built 1970
Lot Size0.72 acres (31,363 sqft)
OwnerCompany Name on File
Tax Bill$15,415 (2024)
Deeds & MortgagesJun 2020 Mortgage
Aug 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-19-04-100-010

Property Details

APN / Parcel Number

Primary APN01-19-04-100-010

Interior

Stories1 Story
Building Area10,800 sqft Total Area
1st Floor Area10,800 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Fire ResistanceSpecial
Lot Area31,363 sqft (0.72 acres)
Lot Dimensions216 ft deep x 145 ft wide
Patio Area2,965 sqft

Location & Zoning

Street Address355 N DIVISION RD
CityPETOSKEY
StateMI
Zip49770-9356
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeEC B-2
Legal DescriptionPT OF N ? OF NW ? OF SECTION 4, COM AT N ? COR OF SD SEC, TH S00?29?57?E 607.79 FT ALG N/S ? LN OF SD SEC TO PT IN C/L OF
Legal Range05W
Legal Township34N
Legal Section04
Legal SubdivisionS4 T34N R5W
JurisdictionEMMET MI
Township / Civil DivisionBEAR CREEK
Census Block Group1
Census Block1058
Census Tract970700

Owner

Source: Emmet County records · APN 01-19-04-100-010

Assessment roll updated July 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6008 TRILLIUM TRL, HARBOR SPRINGS, MI 49740-8861
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Aug 05, 2022Warranty Deed, Transfer
Jun 18, 2020Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 05, 2022
Deed SaleAug 05, 2022
Prior SaleDec 02, 2009 · Amount on Record
Deed Document Number20225199150
Deed Book / Page1246 / 181
Prior Transfer DateSep 21, 2006
Prior Transfer Doc1084000609
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address355 N DIVISION RD, PETOSKEY, MI 49770-9356
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3159 OGIDAKI TRL, TRAVERSE CITY, MI 49686-8542

Mortgage

Document Number0000001222/0000000310
DateJun 18, 2020
Book Page0000001222/0000000310
Instrument5175252
Lender
NameFIFTH THIRD BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateAug 05, 2022
Property Address355 N DIVISION RD, PETOSKEY, MI 49770-9356
Document Number001246/181
Book / Page1246 / 181
Instrument DateJul 28, 2022
Instrument5199150
Transaction TypeTransfer
Record UpdatedAug 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6008 TRILLIUM TRL, HARBOR SPRINGS, MI 49740-8861

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionEMMET MI
Recording DateJun 18, 2020
Property Address355 N DIVISION RD, PETOSKEY, MI 49770-9356
Document Number001222/309
Book / Page1222 / 309
Instrument DateMay 02, 2020
Instrument5175251
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3159 OGIDAKI TRL, TRAVERSE CITY, MI 49686-8542

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionBear Creek Township
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$486,800 (+42.21%) Land $72,500 Building $414,300$973,600 (+42.21%) Land $145,000 Building $828,600
2024$15,415.00
2023$342,300 Building $342,300$684,600 Building $684,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Emmet County (26047C), as of May 31, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260479707001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Based on FCC filings for 68 locations within half a mile of this property.

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