441 N Clay St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 441 N Clay St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1988
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Tax Bill	$493 (2025)
Deeds & Mortgages	Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`095210-0030`

Property Details

APN / Parcel Number

Primary APN	`095210-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	250 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Carport Area	500 sqft
Porch	Finished/Open Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	441 N CLAY ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	5-70 (3) LOS CAMPOS PEQUENOS E250FT OF N85FT OF LOT 9 BLK A OR844/547 & 5898/1054(D/C) & 5898/1055 & 5898/1059(L/E)
Legal Range	29E
Legal Township	07S
Legal Section	14
Legal Subdivision	LOS CAMPOS PEQUENOS
Legal Block	A
Legal Lot Number	9
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2003
Census Tract	21003

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 N CLAY ST, SAINT AUGUSTINE, FL 32084-1052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 26, 2024
Transfer Doc	0058981059
Record Updated	Jun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Feb 9, 2024
Property Address	441 N CLAY ST, SAINT AUGUSTINE, FL 32084-1052
Document Number	0058981059
Book / Page	5898 / 1059
Map Reference	MB 5 PG 70
Instrument Date	Jan 26, 2024
Instrument	2024010330
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 N CLAY ST, ST AUGUSTINE, FL 32084-1052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 N CLAY ST, ST AUGUSTINE, FL 32084-1052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,537 (+2.7%)	$233,961 (+2.49%) Land $155,550 Building $78,411
2025	$493.00 (+29.4%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$54,077 (+5.99%)	$228,287 (+37.8%) Land $155,550 Building $72,737
2024	$381.00 (+1.33%)
2023	$376.00 (-0.79%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$51,022 (+3%)	$165,663 (+99.32%) Land $103,700 Building $61,963
2022	$379.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$49,536	$83,113 Land $34,843 Building $48,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	3 (1996–2001)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20