St. Johns County property record for 380 N Clay St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,192 sqft · built 2008 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Apr 2008) |
| Tax Bill | $1,087 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118310-0010 |
| Primary APN | 118310-0010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 380 N CLAY ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-9507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 3-47 AFRO AMERICAN SUB OF BLK 111 DANCY TRACT LOT 1 OR3064/139 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | AFRO-AMERICAN SUBDIVISON OF THE DANCY TR |
| Legal Block | 111 |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 21003 |
380 N Clay St is owned and occupied by an individual who bought it in April 2008.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 380 N CLAY ST, SAINT AUGUSTINE, FL 32084-9507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Oct 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Apr 2, 2019 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2008 · Amount on File |
| Deed Sale | Apr 3, 2008 · Amount on File |
| Deed Document Number | 200818963 |
| Deed Book / Page | 3064 / 139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 380 N CLAY ST, SAINT AUGUSTINE, FL 32084-9507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 380 N CLAY ST, SAINT AUGUSTINE, FL 32084-9507 |
| Document Number | 0058901633 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | 5890/1633 |
| Instrument | 2024006197 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 380 N CLAY ST, SAINT AUGUSTINE, FL 32084-9507 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 380 N CLAY ST, SAINT AUGUSTINE, FL 32084-9507 |
| Document Number | 0058381082 |
|---|---|
| Date | Oct 9, 2023 |
| Book Page | 5838/1082 |
| Instrument | 2023079667 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 380 N CLAY ST, SAINT AUGUSTINE, FL 32084-9507 |
| Document Number | 0047140897 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 380 N CLAY ST ST AUGUSTINE FL 320849507, ST AUGUSTINE, FL 32084-9507 |
| Document Number | 0047140897 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 004714/000897 |
| Instrument | 28386 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2049 |
| Rate | 5% |
|---|
The 2025 property tax bill for 380 N Clay St was $1,087 with a homeowner's exemption, up 19.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,034 (+2.7%) | $228,175 (+5.29%) Land $45,000 Building $183,175 | |
| 2025 | $1,087.00 (+19.19%) Homeowner's exemption | $94,483 | $216,708 Land $45,000 Building $171,708 |
| 2024 | $912.00 (+2.7%) | ||
| 2023 | $888.00 (+5.34%) Homeowner's exemption | $89,146 (+3%) | $199,973 (+10.61%) Land $26,928 Building $173,045 |
| 2022 | $843.00 Homeowner's exemption | $86,550 | $180,785 Land $18,564 Building $162,221 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 380 N Clay St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 3 (1996–2001) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 380 N Clay St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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