441 Memory Ln, Jacksonville, NC 28546 Property Records

Onslow County property record for 441 Memory Ln, Jacksonville, NC 28546 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 1992
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Feb 2022)
Tax Bill	$1,023 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`327-60.13`

Property Details

APN / Parcel Number

Primary APN	`327-60.13`
Alternative APNs	`483032000` `045015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,414 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.77 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	483032000
Street Address	441 MEMORY LN
City	JACKSONVILLE
State	NC
Zip	28546-9258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF SR 1323
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1007
Census Tract	1201

Owner

Source: Onslow County records · APN 327-60.13

Assessment roll updated August 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	441 MEMORY LN, JACKSONVILLE, NC 28546-9258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Feb 28, 2022	Intrafamily Transfer, Transfer
Sep 03, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 09, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Nov 18, 2009 · Amount on Record
Deed Book / Page	5695 / 771
Prior Transfer Date	Feb 04, 2022
Prior Transfer Doc	0056950767
Record Updated	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 28, 2022
Property Address	441 MEMORY LN, JACKSONVILLE, NC 28546-9258
Document Number	0056950771
Book / Page	5695 / 771
Instrument Date	Feb 10, 2022
Transaction Type	Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 MEMORY LN, JACKSONVILLE, NC 28546-9258

Mortgage

Document Number	0005695775
Date	Feb 28, 2022
Instrument	5695/775

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Feb 28, 2022
Property Address	441 MEMORY LN, JACKSONVILLE, NC 28546-9258
Document Number	0056950767
Book / Page	5695 / 767
Instrument Date	Feb 04, 2022
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 YORK ST, JACKSONVILLE, NC 28540-6043

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	441 MEMORY LN, JACKSONVILLE, NC 28546-9258
Document Number	0052810635
Instrument Date	Sep 03, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 MEMORY LN JACKSONVILLE NC 285469258, JACKSONVILLE, NC 28546-9258

Mortgage

Document Number	0052810635
Date	Oct 06, 2020
Book Page	005281/000635

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 05, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	441 MEMORY LN, JACKSONVILLE, NC 28546-9258
Document Number	0047370201
Book / Page	004737 / 000201
Instrument Date	Feb 09, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	441 MEMORY LN JACKSONVILLE NC 285469258, JACKSONVILLE, NC 28546-9258

Mortgage

Document Number	0047370201
Date	Feb 14, 2018
Book Page	004737/000201

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,023.00	$156,315 (-) Land $27,490 Building $128,825	$156,315 (-) Land $27,490 Building $128,825
2023	$1,023.00	$156,315 Land $27,490 Building $128,825	$156,315 Land $27,490 Building $128,825

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330012011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 34 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	8 (2018–2024)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Aug 2024, rainfall accumulation, Tropical Storm Debby
Claims By Storm	Hurricane Florence, Sep 2018 · 6 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 54% of North Carolina
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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