Onslow County property record for 435 Memory Ln, Jacksonville, NC 28546 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,334 sqft · built 1987 |
| Lot Size | 0.993 acres (43,269 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Aug 2020) |
| Tax Bill | $1,213 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Feb 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 327-60.12 |
| Primary APN | 327-60.12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,334 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,269 sqft (0.993 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 463448000 |
|---|---|
| Street Address | 435 MEMORY LN |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28546-9258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF SR 1323 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1201 |
Source: Onslow County records · APN 327-60.12
Assessment roll updated August 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 MEMORY LN, JACKSONVILLE, NC 28546-9258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage WEST TOWN BANK & TRUST |
| Feb 28, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on Record |
| Deed Sale | Aug 18, 2020 · Amount on Record |
| Prior Sale | Jun 11, 1987 |
| Deed Book / Page | 5241 / 938 |
| Prior Transfer Date | Feb 11, 2020 |
| Prior Transfer Doc | 0051140954 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 18, 2020 |
| Property Address | 435 MEMORY LN, JACKSONVILLE, NC 28546-9258 |
| Document Number | 0052410938 |
| Book / Page | 5241 / 938 |
| Map Reference | MB 807 PG 414 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 COUGAR LN, 317, JACKSONVILLE, NC 28546-9257 |
| Name | Verified Name |
|---|---|
| Address | 435 MEMORY LN, JACKSONVILLE, NC 28546-9258 |
| Document Number | 0005241942 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 5241/942 |
| Name | WEST TOWN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Feb 28, 2020 |
| Property Address | 435 MEMORY LN, JACKSONVILLE, NC 28546-9258 |
| Document Number | 0051140954 |
| Book / Page | 005114 / 000954 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 MEMORY LN JACKSONVILLE NC 285469258, JACKSONVILLE, NC 28546-9258 |
Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,213.00 | $185,292 (-) Land $30,000 Building $155,292 | $185,292 (-) Land $30,000 Building $155,292 |
| 2023 | $1,213.00 | $185,292 Land $30,000 Building $155,292 | $185,292 Land $30,000 Building $155,292 |
Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330012011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 34 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 8 (2018–2024) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Aug 2024, rainfall accumulation, Tropical Storm Debby |
| Claims By Storm |
|
| Wildfire Risk | Low above 37% of the US · above 53% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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