441 Main St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 441 Main St, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,178 sqft · built 1955
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Dec 2025)
Tax Bill$2,984 (2025)
Deeds & MortgagesMay 2010 Mortgage
Dec 2025 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APNWAVL M:072 B:056

Property Details

APN / Parcel Number

Primary APNWAVL M:072 B:056
Alternative APN
  • 3321

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,178 sqft Living Area
Gross Area3,430 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3321
Street Address441 MAIN ST
CityWATERVILLE
StateME
Zip04901-4115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block56
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group4
Census Block4005
Census Tract24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address441 MAIN ST, WATERVILLE, ME 04901-4115
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
May 18, 2010Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAPITAL & INV
Dec 17, 2025Quit Claim Deed, Transfer
Sep 1, 2016Quit Claim Deed, Transfer
Oct 2, 2015Foreclosure
Dec 18, 2006Warranty Deed, Transfer
DOWNEAST MTG CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2025 · Amount on File
Deed SaleDec 17, 2025 · Amount on File
Prior SaleSep 1, 2016 · Amount on File
Deed Book / Page15593 / 130
Prior Transfer DateDec 16, 2025
Prior Transfer Doc2025028329
Record UpdatedOct 29, 2026

May 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address441 MAIN ST, WATERVILLE, ME 04901-4115
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011877
DateMay 18, 2010
Book Page10420/0128
Instrument000000011877
Lender
NameVILLAGE CAPITAL & INV
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term336 Months
DueMay 18, 2038

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERVILLE ME
Recording DateDec 17, 2025
Property Address441 MAIN ST, WATERVILLE, ME 04901-4115
Document Number2025028329
Book / Page15593 / 130
Instrument DateDec 16, 2025
Instrument2025028329
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address441 MAIN ST, WATERVILLE, ME 04901-4115

September 2016: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERVILLE ME
Recording DateSep 1, 2016
Property Address441 MAIN ST, WATERVILLE, ME 04901-4115
Document Number0000020890
Book / Page12398 / 1
Instrument20890
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

AmountAmount on Record
Tax$21.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2015: Foreclosure

Document TypeForeclosure
JurisdictionWATERVILLE ME
Recording DateOct 2, 2015
Property Address441 MAIN ST, WATERVILLE, ME 04901-4115
Document Number0000024977
Book / Page12120 / 0236
Instrument000000024977
Transaction TypeForeclosure
Record UpdatedFeb 9, 2026

Transaction

Tax$0.00
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

December 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateDec 18, 2006
Property Address441 MAIN ST, WATERVILLE, ME 04901-4115
Document Number0000037443
Book / Page09187 / 0040
Instrument000000037443
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037444
DateDec 18, 2006
Book Page09187/0042
Instrument000000037444
Lender
NameDOWNEAST MTG CORP
Agreement
AmountAmount on Record
Term297 Months
DueSep 21, 2031

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,984.00 (+16.34%)$175,500 (+36.15%) Land $32,700 Building $142,800
2024$185,915
2023$2,565.00 (+21.45%)$128,900 (+57.77%) Land $17,100 Building $111,800
2022$2,112.00$81,700 Land $12,900 Building $68,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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