Kennebec County and Waterville City property record for 438 Main St, Waterville, ME 04901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,174 sqft · built 1962 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,400 (Jul 2021) |
| Tax Bill | $6,827 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:072 B:006 |
| Primary APN | WAVL M:072 B:006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,174 sqft Living Area |
| Gross Area | 4,568 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 113,256 sqft (2.6 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4003 |
|---|---|
| Street Address | 438 MAIN ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-4118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 6 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 24101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
438 Main St is owned and occupied by an individual who bought it in July 2021.
Source: Kennebec County and Waterville City records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 MAIN ST, WATERVILLE, ME 04901-4118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Jun 22, 2021 | Correction Deed |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on File |
| Deed Sale | Jul 2, 2021 · Amount on File |
| Prior Sale | Dec 21, 2010 · Amount on File |
| Deed Document Number | 20212020118167 |
| Deed Book / Page | 14074 / 169 |
| Prior Transfer Date | May 26, 2021 |
| Prior Transfer Doc | 2021016918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Jul 2, 2021 |
| Property Address | 438 MAIN ST, WATERVILLE, ME 04901-4118 |
| Document Number | 2020118167 |
| Book / Page | 14074 / 169 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2020118167 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 18 ROWELL ST, MADISON, ME 04950-1213 |
| Document Number | 2021018168 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021018168 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Jun 22, 2021 |
| Property Address | 438 MAIN ST, WATERVILLE, ME 04901-4118 |
| Document Number | 2021016918 |
| Book / Page | 14059 / 177 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021016918 |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 438 MAIN ST, WATERVILLE, ME 04901-4118 |
The 2025 property tax bill for 438 Main St was $6,827.
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,827.00 | $401,600 Land $46,400 Building $355,200 | |
| 2024 | $450,015 | ||
| 2023 | $6,838.00 (+38.34%) | $343,600 (+79.71%) Land $24,300 Building $319,300 | |
| 2022 | $4,943.00 | $191,200 Land $18,800 Building $172,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 438 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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