Franklin County property record for 441 Josephs Rd, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,516 sqft · built 2015 |
| Lot Size | 6.19 acres (270,072 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,903 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-6-14.0-0-004-004.100 |
| Primary APN | 23-6-14.0-0-004-004.100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,516 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 270,072 sqft (6.19 acres) |
| Street Address | 441 JOSEPHS RD |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-3429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:1 DONNER ACRES |
| Legal Range | 02W |
| Legal Township | 42 |
| Legal Section | 14 |
| Legal Subdivision | DONNER ACRES |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 800501 |
441 Josephs Rd is owned and occupied by two individuals who acquired it in May 2015.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 JOSEPHS RD, UNION, MO 63084-3429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2015 |
| Deed Sale | May 18, 2015 |
| Prior Sale | Feb 18, 2015 |
| Deed Document Number | 1507014 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 441 JOSEPHS RD, UNION, MO 63084-3429 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002205052 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2205052 |
| Name | HERITAGE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 441 Josephs Rd was $3,903.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,903.00 | $73,922 | $391,320 Land $38,620 Building $352,700 |
| 2023 | $3,564.00 (-6.06%) | $66,954 | $353,890 Land $28,080 Building $325,810 |
| 2022 | $3,794.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Josephs Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Josephs Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: BlueBit Networks, T-Mobile.
5G (outdoors only) and 4G LTE
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