Haywood County property record for 441 James St, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,368 sqft · built 1994 |
| Lot Size | 1.89 acres (82,677 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,553 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-75-7053 |
| Primary APN | 8647-75-7053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,368 sqft Heated Area |
| Gross Area | 1,532 sqft |
| 1st Floor Area | 1,368 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Lot Area | 82,677 sqft (1.89 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 90456 |
|---|---|
| Street Address | 441 JAMES ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-6903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #26 GREEN ACRES |
| Legal Subdivision | GREEN ACRES |
| Legal Unit | 26 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920400 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 441 JAMES ST, CLYDE, NC 28721-6903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 441 JAMES ST, CLYDE, NC 28721-6903 |
| Document Number | 0009821534 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 441 JAMES ST CLYDE NC 287216903, CLYDE, NC 28721-6903 |
| Document Number | 0009821534 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 000982/001534 |
| Instrument | 9058 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | HAZELWOOD, NC 28786 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 2, 2044 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,600 (-) Land $42,900 Building $171,700 | ||
| 2025 | $1,553.00 | $214,600 (-) Land $42,900 Building $171,700 | $214,600 (-) Land $42,900 Building $171,700 |
| 2023 | $214,600 Land $42,900 Building $171,700 | $214,600 (-) Land $42,900 Building $171,700 | |
| 2021 | $214,600 Land $42,900 Building $171,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1983–1994) |
| Most Recent Claim | Aug 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G and 4G LTE (outdoors only)
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