441 Higgins St, Folsom, CA 95630 Property Records

Sacramento County property record for 441 Higgins St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,493 sqft · built 1998
Lot Size	0.28 acres (12,209 sqft)
Owner	Company Name on Record
Last Sale	$227,500 (Sep 1998)
Tax Bill	$4,674 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-1420-014-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1420-014-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,493 sqft Living Area
1st Floor Area	2,493 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	12,209 sqft (0.28 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	441 HIGGINS ST
City	FOLSOM
State	CA
Zip	95630-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	PRAIRIE OAKS 04, LOT 14
Legal Subdivision	PRAIRIE OAKS 04
Legal Lot Number	14
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1014
Census Tract	8508

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	441 HIGGINS ST, FOLSOM, CA 95630-9564
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Jun 1, 2017	Deed of Trust, Mortgage · Line of Credit FIRST BK
Jun 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 1998 · Amount on Record
Deed Sale	Sep 11, 1998 · Amount on Record
Deed Book / Page	980911 / 844
Last Transfer Date	May 5, 2017
Transfer Doc	6150000000038
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	441 HIGGINS ST, FOLSOM, CA 95630-9564
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5150000001181
Date	May 15, 2017
Book Page	20170515/1181

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	441 HIGGINS ST, FOLSOM, CA 95630-9564
Document Number	2009180792
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	441 HIGGINS ST FOLSOM CA 956309564, FOLSOM, CA 95630-9564

Mortgage

Document Number	2009180792
Date	Sep 18, 2020
Instrument	2009180792

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	441 HIGGINS ST, FOLSOM, CA 95630-9564
Document Number	1707311552
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	441 HIGGINS ST FOLSOM CA 956309564, FOLSOM, CA 95630-9564

Mortgage

Document Number	1707311552
Date	Jul 31, 2017
Instrument	1707311552

Lender

Name	FIRST BK
Type	Bank
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 15, 2017
Property Address	441 HIGGINS ST, FOLSOM, CA 95630-9564
Document Number	1706150038
Instrument Date	May 5, 2017
Instrument	1706150038
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	441 HIGGINS ST FOLSOM CA 956309564, FOLSOM, CA 95630-9564

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$391,312 (+2%) Land $79,941 Building $311,371
2025	$4,674.00 (+2.1%) Homeowner's exemption	$383,640 (+4.04%) Land $78,374 Building $305,266
2024	$4,578.00 (+1.85%)
2023	$4,495.00 (+1.77%) Homeowner's exemption	$368,745 Land $75,332 Building $293,413
2022	$4,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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