441 Fox St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 441 Fox St, Elsmere, KY 41018 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,254 sqft · built 1948
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Apr 2022)
Tax Bill$2,734 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-30-21-185.00

Property Details

APN / Parcel Number

Primary APN004-30-21-185.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,254 sqft Finished Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address441 FOX ST
CityELSMERE
StateKY
Zip41018-2327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH ERLANGER LOTS 605-606
Legal SubdivisionSOUTH ERLANGER
Legal Lot Number605-606
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2003
Census Tract65600

Owner

Source: Kenton County records · APN 004-30-21-185.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address441 FOX ST, ELSMERE, KY 41018-2327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2022Deed of Trust, Mortgage · Line of Credit
LEXINGTON-FAYETTE URBAN COUNTY GOV
Apr 06, 2022Warranty Deed, Transfer · Conventional Mortgage
SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2022 · Amount on Record
Deed SaleApr 06, 2022 · Amount on Record
Prior SaleNov 01, 2013 · Amount on Record
Deed Document Number2022172
Deed Book / Page158 / 129
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address441 FOX ST, ELSMERE, KY 41018-2327
Transaction TypeMortgage
Record UpdatedJan 05, 2024
Title Company360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address441 FOX ST, ELSMERE, KY 41018-2327

Mortgage

Document Number0005900174
DateApr 06, 2022
Book Page357/927
Instrument22040605900174
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMay 01, 2032

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 06, 2022
Property Address441 FOX ST, ELSMERE, KY 41018-2327
Document Number0005900172
Book / Page158 / 129
Map ReferencePL 295
Instrument DateApr 04, 2022
Instrument22040605900172
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 SAGEBRUSH LN, ERLANGER, KY 41018-2642

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address441 FOX ST, ELSMERE, KY 41018-2327

Mortgage

Document Number0005900173
DateApr 06, 2022
Instrument22040605900173
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Mortgage

Document Number0005900174
DateApr 06, 2022
Book Page357/927
Instrument22040605900174
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMay 01, 2032

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,734.00 (+1.33%)$180,000 (-) Land $20,000 Building $160,000$180,000 (-) Land $20,000 Building $160,000
2023$2,698.00$180,000 Land $20,000 Building $160,000$180,000 Land $20,000 Building $160,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 527 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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