Kenton County property record for 433 Fox St, Elsmere, KY 41018 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 875 sqft · built 1944 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Feb 2023) |
| Tax Bill | $2,278 (2025) |
| Deeds & Mortgages | Dec 2022 Construction Loan Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-21-182.00 |
| Primary APN | 004-30-21-182.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 875 sqft Finished Area |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 433 FOX ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER LOTS 613-614 |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 613-614 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 65600 |
Source: Kenton County records · APN 004-30-21-182.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 FOX ST, ELSMERE, KY 41018-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 06, 2022 | Deed of Trust, Mortgage · Construction Mortgage US BANK TRUST CO NA |
| Feb 24, 2023 | Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU |
| Aug 09, 2022 | Fiduciary Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on Record |
| Deed Sale | Feb 24, 2023 · Amount on Record |
| Prior Sale | Aug 09, 2022 · Amount on Record |
| Deed Document Number | 2023303 |
| Deed Book / Page | 215 / 59 |
| Prior Transfer Date | Mar 07, 2005 |
| Prior Transfer Doc | 0005900113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 433 FOX ST, ELSMERE, KY 41018-2327 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900114 |
|---|---|
| Date | Dec 06, 2022 |
| Book Page | 426/356 |
| Instrument | 22120605900114 |
| Name | US BANK TRUST CO NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60603 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | Sep 20, 2027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 24, 2023 |
| Property Address | 433 FOX ST, ELSMERE, KY 41018-2327 |
| Document Number | 0005900303 |
| Book / Page | KC 215 / 59 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 23022405900303 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 PARK AVE S # S73833, S73833, NEW YORK, NY 10003-1502 |
| Name | Verified Name |
|---|---|
| Address | 433 FOX ST, ELSMERE, KY 41018-2327 |
| Document Number | 0005900304 |
|---|---|
| Date | Feb 24, 2023 |
| Book Page | KCM 442/382 |
| Instrument | 23022405900304 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Mar 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year T-Bill |
| Max Rate | 11.6% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 09, 2022 |
| Property Address | 433 FOX ST, ELSMERE, KY 41018-2327 |
| Document Number | 0005900094 |
| Book / Page | 182 / 59 |
| Map Reference | PL 295 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 22080905900094 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2514 CANVAS BACK CIR, BATAVIA, OH 45103-5208 |
| Name | Verified Name |
|---|---|
| Address | 433 FOX ST, ELSMERE, KY 41018-2327 |
| Investor | Possibly a Property Investor |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,278.00 (+16.46%) | $150,000 (+14.94%) Land $20,000 Building $130,000 | $150,000 (+14.94%) Land $20,000 Building $130,000 |
| 2023 | $1,956.00 (+183.07%) | $130,500 (+58.18%) Land $20,000 Building $110,500 | $130,500 (+58.18%) Land $20,000 Building $110,500 |
| 2022 | $691.00 Homeowner's exemption | $82,500 Land $10,000 Building $72,500 | $82,500 Land $10,000 Building $72,500 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 527 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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