441 E Savidge St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 441 E Savidge St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,036 sqft · built 1925
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$283,000 (Oct 2020)
Tax Bill	$5,613 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-477-014`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-477-014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,036 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	441 E SAVIDGE ST
City	SPRING LAKE
State	MI
Zip	49456-1997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-B
Legal Description	LOT 1 MAPLE TERRACE PLAT VILLAGE OF SPRING LAKE
Legal Range	16W
Legal Township	5N
Legal Section	15
Legal Subdivision	MAPLE TERRACE PLAT
Legal Block	477
Legal Lot Number	1
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3009
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	441 E SAVIDGE ST, SPRING LAKE, MI 49456-1997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Oct 2, 2019	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Aug 1, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	202046569
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 21, 2020
Property Address	441 E SAVIDGE ST, SPRING LAKE, MI 49456-1997
Document Number	20200046569
Map Reference	LB 7 PG 3
Instrument Date	Sep 14, 2020
Instrument	2020-0046569
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NOT AVAILABLE, ATA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,122.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6256 SCARBOROUGH DR SE, 6256, ADA, MI 49301-9145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 FAIRFIELD AVE NW, GRAND RAPIDS, MI 49504-3748

Mortgage

Document Number	20200046570
Date	Oct 21, 2020
Instrument	2020-0046570

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 2, 2019
Property Address	441 E SAVIDGE ST, SPRING LAKE, MI 49456-1997
Document Number	20190035431
Map Reference	LB 7 PG 3
Instrument Date	Sep 16, 2019
Instrument	2019-0035431
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 E SAVIDGE ST, 441, SPRING LAKE, MI 49456-1997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6256 SCARBOROUGH DR SE, ADA, MI 49301-9145

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 1, 2017
Property Address	441 E SAVIDGE ST, SPRING LAKE, MI 49456-1997
Document Number	20170028228
Map Reference	LB7 PG3
Instrument Date	Jul 24, 2017
Instrument	2017-0028228
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BRIDGE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13531 REDBIRD LN, 13531, GRAND HAVEN, MI 49417-9468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2679 VALLEYDALE DR NW, WALKER, MI 49534-1379

Mortgage

Document Number	20170028229
Date	Aug 1, 2017
Instrument	2017-0028229

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,000 (+12.24%)	$398,000 (+12.24%)
2025	$5,613.00 (+16.26%)
2023		$177,300	$354,600
2022	$4,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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