421 E Savidge St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 421 E Savidge St, Spring Lake, MI 49456

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,231 sqft · built 1960
Lot Size0.269 acres (11,718 sqft)
OwnerIndividual Name on Record
Tax Bill$3,653 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN70-03-15-476-010

Property Details

APN / Parcel Number

Primary APN70-03-15-476-010

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,231 sqft Living Area
1st Floor Area1,231 sqft
Basement Area1,231 sqft
Unfinished Basement1,231 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area11,718 sqft (0.269 acres)
Lot Dimensions281 ft deep x 75 ft wide
Garage Area324 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address421 E SAVIDGE ST
CitySPRING LAKE
StateMI
Zip49456-1759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR-A
Legal DescriptionPART OF GOVT LOT 8 COM 10 FT W OF SW COR OF LOT 10 MAPLE TER- RACE PLAT, TH W 75 FT, N 1662 FT, E 60 FT, S 512 FT, TH E 15 FT, S 115 FT TO BEG SEC 15 T8N R16W
Legal Range16W
Legal Township08N
Legal Section15
Legal SubdivisionRACE PLAT
Legal Block476
Legal Lot Number8,10
JurisdictionOTTAWA MI
Township / Civil DivisionSPRING LAKE
Census Block Group1
Census Block1014
Census Tract21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address421 E SAVIDGE ST, SPRING LAKE, MI 49456-1759
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateAug 4, 2017
Property Address421 E SAVIDGE ST, SPRING LAKE, MI 49456-1759
Document Number20170028808
Instrument DateAug 3, 2017
Instrument2017-0028808
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address421 E SAVIDGE ST, 421, SPRING LAKE, MI 49456-1759

Transferred To (Grantee/Buyer)

NameVerified Name
Address13630 SILVERBROOK DR, GRAND HAVEN, MI 49417-9587

Mortgage

Document Number20170028809
DateAug 4, 2017
Instrument2017-0028809
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
County SubdivisionSpring Lake Township
MunicipalitySpring Lake Village
Unified School DistrictSpring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,300 (+10.22%)$282,600 (+10.22%)
2025$3,653.00 (+16.26%)
2023$128,200$256,400
2022$3,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2016–2020)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING LAKE TOWNSHIP
serves 9,393 people · EPA ID MI0006235
Water SourcePurchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State InspectionNov 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Xfinity.

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