435 E Lake Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 435 E Lake Cir, Chesapeake, VA 23322

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,238 sqft · built 1989
Lot Size	0.043 acres (561 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Sep 2018)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage May 2018 Sale
APN	`0595002000590`

Property Details

APN / Parcel Number

Primary APN	`0595002000590`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	561 sqft (0.043 acres)
Patio Area	1,238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	435 E LAKE CIR
City	CHESAPEAKE
State	VA
Zip	23322-8320
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF1: MULT
Legal Description	UNIT 435 BLDG 8 CEDAR LAKES CONDO PH VI
Legal Subdivision	CEDAR LAKES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3006
Census Tract	21010

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	435 E LAKE CIR, CHESAPEAKE, VA 23322-8320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 21, 2018	Warranty Deed, Transfer TITLE QUEST/HAMPTON ROADS, TITLEQUEST OF HAMPTON ROADS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	201824014
Deed Book / Page	9950 / 89
Prior Transfer Date	Oct 18, 2016
Prior Transfer Doc	9718/424
Record Updated	Sep 20, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 6, 2018
Property Address	435 E LAKE CIR, CHESAPEAKE, VA 23322-8320
Document Number	9950/89
Book / Page	9950 / 89
Instrument Date	Aug 30, 2018
Instrument	180024014
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E LAKE CIR, CHESAPEAKE, VA 23322-8320

Mortgage

Document Number	180024015
Date	Sep 6, 2018
Instrument	180024015

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 21, 2018
Property Address	435 E LAKE CIR, CHESAPEAKE, VA 23322-8320
Document Number	9914/780
Book / Page	9914 / 780
Instrument Date	May 15, 2018
Instrument	180012943
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TITLE QUEST/HAMPTON ROADS, TITLEQUEST OF HAMPTON ROADS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E LAKE CIR, CHESAPEAKE, VA 23322-8320

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,482.00 (+13.7%)	$245,700 (+21.03%) Land $95,000 Building $150,700	$245,700 (+21.03%) Land $95,000 Building $150,700
2024	$2,183.00 (+43.24%)
2023		$203,000 (+8.21%) Land $75,000 Building $128,000	$203,000 (+8.21%) Land $75,000 Building $128,000
2022		$187,600 Land $60,000 Building $127,600	$187,600 Land $60,000 Building $127,600
2019	$1,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (1984–2024)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

435 E Lake Cir, Chesapeake, VA 23322 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Lake Cir

Nearby Streets

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