441 Commerce St, West Point, MS 39773 Property Records

Clay County property record for 441 Commerce St, West Point, MS 39773 · Last verified June 2026

Property Highlights

Property Type	Commercial > Office > Commercial Office
Year Built	Built 1920
Square Footage	2,500 sqft Finished Area
Lot Size	0.054 acres
Tax Bill	$579.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`083C214D 0040000`

Interior

Building Area	2,500 sqft Finished Area
1st Floor	2,500 sqft 1st Floor
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Combination Exterior
Roof Construction	Wood Truss Roof Construction
Roof Material	Builtup (layered Asphalt) Roof
Lot Area	2,353 sqft

Location & Zoning

Street Address	441 COMMERCE ST
City	WEST POINT
State	MS
Zip	39773-2924
Property Usage	Commercial Property Usage
Type	Commercial > Office > Commercial Office
Legal Description	LOT 7 BLK 12 W 3 DB 278/284
Legal Range	06E
Legal Township	17
Legal Section	14
Legal Subdivision	HIGHLAND PARK SUBDIVISION NO 2
Legal Block	12
Legal Lot Number	7
Jurisdiction	CLAY MS
Minor Civil Division	3
Census Blockgroup	2
Census Block	2003
Census Tract	950300

Owner

Source: Clay County records · APN 083C214D 0040000

Assessment roll updated January 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 762, WEST POINT, MS 39773-0762
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	441 COMMERCE ST, WEST POINT, MS 39773-2924
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 DOGWOOD DR, WEST POINT, MS 39773-5281

Mortgage

Document Number	0LM581/157
Date	Mar 20, 2026
Book Page	LM 581/157
Instrument	2026000960

Lender

Name	BANK OF VERNON
Type	Bank
Address	VERNON, AL 35592

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Feb 02, 2036

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$579.00 (-54.41%)	$10,147 (-) Land $1,035 Building $9,112	$67,644 (-) Land $6,900 Building $60,744
2024		$10,147 (+19.5%) Land $1,035 Building $9,112	$67,644 (+19.5%) Land $6,900 Building $60,744
2023	$1,270.00 (+1.03%)	$8,491 Land $1,035 Building $7,456	$56,607 Land $6,900 Building $49,707
2022	$1,257.00

Flood & Wildfire

441 Commerce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Clay County (28025C), updated November 27, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.