Clay County property record for 389 Commerce St, West Point, MS 39773 · Last verified June 2026
| Property Type | Commercial > Retail |
|---|---|
| Year Built | Built 1977 |
| Square Footage | 2,558 sqft Finished Area |
| Lot Size | 0.178 acres |
| Garage | Carport |
| Last Sale | $50,540 (2023) |
| Tax Bill | $666.00 (2025) |
| Primary APN | 083C214D 0200100 |
|---|
| Building Area | 2,558 sqft Finished Area |
|---|---|
| 1st Floor | 2,400 sqft 1st Floor |
| Primary Flooring | Tile Flooring |
| Interior Structure | Unfinished Interior Structure |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Metal Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 7,768 sqft |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 389 COMMERCE ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2922 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | PT LOT 1 BLK 15 W3 DB 270/142 & 309/645 & 309/783 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 14 |
| Legal Block | 15 |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY MS |
| Minor Civil Division | 3 |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 950300 |
Source: Clay County records · APN 083C214D 0200100
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 295 CHARLIE PERNELL RD, WEST POINT, MS 39773 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 01, 2019 | Deed of Trust, Mortgage RENASANT BANK |
| Jan 12, 2024 | Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA |
| Apr 28, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK |
| Sep 01, 2023 | Warranty Deed, Transfer · Commercial Mortgage CADENCE BANK NA |
| Oct 28, 2021 | Warranty Deed, Transfer |
| Sep 23, 2010 | Special Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2023 · Amount on Record |
| Deed Sale | Sep 01, 2023 · Amount on Record |
| Deed Doc Number | 20234291 |
| Deed Book / Page | 316 / 978 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 389 COMMERCE ST, WEST POINT, MS 39773-2922 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000513/271 |
|---|---|
| Date | May 01, 2019 |
| Book Page | 513/271 |
| Instrument | 2019001541 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Apr 25, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 389 COMMERCE ST, WEST POINT, MS 39773-2922 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9117 ENGLISH OAKS LN, RIVERVIEW, FL 33578-3051 |
| Document Number | 0LM559/570 |
|---|---|
| Date | Jan 12, 2024 |
| Book Page | LM 559/570 |
| Instrument | 2024000196 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | WEST POINT, MS 39773 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 11, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 389 COMMERCE ST, WEST POINT, MS 39773-2922 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9117 ENGLISH OAKS LN, RIVERVIEW, FL 33578-3051 |
| Document Number | 0LM571/445 |
|---|---|
| Date | Apr 28, 2025 |
| Book Page | LM 571/445 |
| Instrument | 2025002366 |
| Name | CADENCE BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, MS 39773 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 30, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Sep 01, 2023 |
| Property Address | 389 COMMERCE ST, WEST POINT, MS 39773-2922 |
| Document Number | DEED316/981 |
| Book / Page | DEED 316 / 981 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023004291 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 295 CHADIE PUNELL RD, WEST POINT, MS 39773 |
| Name | Verified Name |
|---|---|
| Address | 4117 ENGLISH OAKS LANE, RIVERVIEW, FL 33578 |
| Document Number | 2023004292 |
|---|---|
| Date | Sep 01, 2023 |
| Instrument | 2023004292 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 30, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Oct 28, 2021 |
| Property Address | 389 COMMERCE ST, WEST POINT, MS 39773-2922 |
| Document Number | 000309/783 |
| Book / Page | 309 / 783 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021005887 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2307 WAVERLY RD, WEST POINT, MS 39773-7631 |
| Name | Verified Name |
|---|---|
| Address | 295 CHARLIE PURNELL RD, WEST POINT, MS 39773-5711 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Sep 23, 2010 |
| Property Address | 389 COMMERCE ST, WEST POINT, MS 39773-2922 |
| Document Number | 000270/142 |
| Book / Page | 270 / 142 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 325, WEST POINT, MS 39773-0325 |
| Name | Verified Name |
|---|---|
| Address | 527 4TH ST, WEST POINT, MS 39773 |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $666.00 (-66.28%) | $11,686 (-) Land $2,688 Building $8,998 | $77,909 (-) Land $17,922 Building $59,987 |
| 2024 | $11,686 (-11.45%) Land $2,688 Building $8,998 | $77,909 (-11.45%) Land $17,922 Building $59,987 | |
| 2023 | $1,975.00 (+1.07%) | $13,197 (-) Land $4,542 Building $8,655 | $87,984 (-) Land $30,282 Building $57,702 |
| 2022 | $1,954.00 | $13,197 Land $4,542 Building $8,655 | $87,984 Land $30,282 Building $57,702 |
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