Montgomery County property record for 441 Chowning Cir, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,069 sqft · built 1969 |
| Lot Size | 0.769 acres (33,541 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $330,000 (Aug 2004) |
| Tax Bill | $9,892 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 03605 0005 |
| Primary APN | N64 03605 0005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,069 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Basement Area | 324 sqft |
| Unfinished Basement | 324 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 33,541 sqft |
| Terrain | Above Road/Slope |
| Garage Area | 717 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 340 sqft |
| Patio Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 441 CHOWNING CIR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 GLOUCESTER GLEN |
| Legal Subdivision | GLOUCESTER GLEN |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 20300 |
The current owner of 441 Chowning Cir bought it in August 2004.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 441 CHOWNING CIR, DAYTON, OH 45429-1628 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2004 · Amount on File |
| Deed Sale | Aug 19, 2004 · Amount on File |
| Deed Document Number | 04-096604 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $155,730 Land $32,930 Building $122,800 | ||
| 2024 | $9,892.00 (+2.74%) | ||
| 2023 | $9,628.00 (+1.23%) | $155,730 (+27.99%) Land $32,930 Building $122,800 | $444,950 Land $94,080 Building $350,870 |
| 2022 | $9,511.00 | $121,670 Land $25,730 Building $95,940 | |
| 2020 | $347,620 Land $73,500 Building $274,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 441 Chowning Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 441 Chowning Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
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