Montgomery County property record for 417 Chowning Cir, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,675 sqft · built 1969 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Jan 2018) |
| Tax Bill | $13,295 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 03605 0004 |
| Primary APN | N64 03605 0004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,675 sqft Living Area |
| 1st Floor Area | 2,550 sqft |
| Basement Area | 1,428 sqft |
| Finished Basement | 1,428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 57,064 sqft |
| Lot Dimensions | 189 ft deep x 301 ft wide |
| Terrain | Above Road/Slope |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 1,046 sqft |
| Patio Area | 1,046 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 417 CHOWNING CIR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 GLOUCESTER GLEN |
| Legal Subdivision | GLOUCESTER GLEN |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 20300 |
417 Chowning Cir is owned and occupied by two individuals who bought it in January 2018.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 CHOWNING CIR, DAYTON, OH 45429-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC |
| Jan 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2018 · Amount on File |
| Deed Sale | Jan 11, 2018 · Amount on File |
| Prior Sale | Dec 2, 1999 · Amount on File |
| Deed Document Number | 201800002398 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 417 CHOWNING CIR, DAYTON, OH 45429-1628 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000011018 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022-00011018 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 11, 2018 |
| Property Address | 417 CHOWNING CIR, DAYTON, OH 45429-1628 |
| Document Number | 0000002398 |
| Instrument Date | Jan 8, 2018 |
| Instrument | 2398 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,335.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 417 CHOWNING CIR KETTERING OH 454291628, KETTERING, OH 45429-1628 |
| Document Number | 2409 |
|---|---|
| Date | Jan 11, 2018 |
| Instrument | 2409 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $209,400 Land $32,930 Building $176,470 | ||
| 2024 | $13,295.00 (+2.75%) | ||
| 2023 | $12,939.00 (+1.24%) | $209,400 (+28%) Land $32,930 Building $176,470 | $598,280 Land $94,080 Building $504,200 |
| 2022 | $12,781.00 | $163,600 Land $25,730 Building $137,870 | |
| 2020 | $467,410 Land $73,500 Building $393,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 417 Chowning Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 417 Chowning Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
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