441 Central Ave, Florence, WI 54121 Property Records

Florence County property record for 441 Central Ave, Florence, WI 54121

Property Summary

Property Type	Commercial
Lot Size	0.082 acres (3,615 sqft)
Owner	Company Name on Record
Tax Bill	$4,654 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-02673-0000`

Property Details

APN / Parcel Number

Primary APN	`010-02673-0000`

Exterior

Lot Area	3,615 sqft (0.082 acres)

Location & Zoning

Street Address	441 CENTRAL AVE
City	FLORENCE
State	WI
Zip	54121-9483
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 10 BLK 22 OF PLAT OF VILLAGE OF FLORENCE
Legal Block	22
Legal Lot Number	10
Jurisdiction	FLORENCE WI
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2018
Census Tract	190101

Owner

Source: Florence County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 426, FLORENCE, WI 54121-0426
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Commercial Mortgage NICOLET NATIONAL BANK
Jan 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage GREAT NORTHERN BANK
Sep 26, 2025	Deed of Trust, Mortgage · Commercial Mortgage NICOLET NATIONAL BANK
Feb 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage MBANK
Aug 11, 2014	Warranty Deed, Transfer
Mar 7, 2013	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2014
Deed Sale	Aug 11, 2014
Prior Sale	Mar 7, 2013
Deed Document Number	278884
Deed Book / Page	256 / 344
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE WI
Property Address	441 CENTRAL AVE, FLORENCE, WI 54121-9483
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000295175
Date	Mar 9, 2026
Instrument	295175

Lender

Name	NICOLET NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE WI
Property Address	441 CENTRAL AVE, FLORENCE, WI 54121-9483
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000274/311
Date	Jan 9, 2018
Book Page	274/311
Instrument	283529

Lender

Name	GREAT NORTHERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE WI
Property Address	441 CENTRAL AVE, FLORENCE, WI 54121-9483
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000294633
Date	Sep 26, 2025
Instrument	294633

Lender

Name	NICOLET NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE WI
Property Address	441 CENTRAL AVE, FLORENCE, WI 54121-9483
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000288071
Date	Feb 18, 2021
Instrument	288071

Lender

Name	MBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE WI
Recording Date	Aug 11, 2014
Property Address	441 CENTRAL AVE, FLORENCE, WI 54121-9483
Document Number	000256/344
Book / Page	256 / 344
Instrument Date	Aug 5, 2014
Instrument	278884
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2013: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLORENCE WI
Recording Date	Mar 7, 2013
Property Address	441 CENTRAL AVE, FLORENCE, WI 54121-9483
Document Number	000249/253
Book / Page	249 / 253
Instrument Date	Feb 25, 2013
Instrument	276980
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Florence County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Florence County
County Subdivision	Florence Town
Unified School District	Florence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,654.00 (+47.56%)	$301,700 (+130.31%) Land $2,700 Building $299,000	$364,500 (+72.99%) Land $3,262 Building $361,238
2023	$3,154.00	$131,000 Land $4,500 Building $126,500	$210,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE UTILITY COMMISSION serves 1,250 people · EPA ID WI4190155
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nsight Telservices.

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