417 Central Ave, Florence, WI 54121 Property Records

Florence County property record for 417 Central Ave, Florence, WI 54121

Property Summary

Property Type	Commercial
Lot Size	0.276 acres (12,023 sqft)
Owner	Company Name on Record
Tax Bill	$4,583 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-02667-0000`

Property Details

APN / Parcel Number

Primary APN	`010-02667-0000`

Exterior

Lot Area	12,023 sqft (0.276 acres)

Location & Zoning

Street Address	417 CENTRAL AVE
City	FLORENCE
State	WI
Zip	54121-9483
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 5, 6, 7 & E 10' OF LOT 8 OF BLOCK 22 OF PLAT OF VILLAGE OF FLORENCE
Legal Block	22
Legal Lot Number	5,6,7,8
Jurisdiction	FLORENCE WI
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2018
Census Tract	190101

Owner

Source: Florence County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 250, IRON MOUNTAIN, MI 49801-0250
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2005	Deed of Trust, Mortgage THE FIRST NATIONAL BANK OF NEGAUNEE (8)
Jan 12, 2018	Quit Claim Deed, Transfer · Commercial Mortgage NORTH VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 12, 2018
Transfer Doc	000274/352
Record Updated	Jun 8, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE WI
Property Address	417 CENTRAL AVE, FLORENCE, WI 54121-9483
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 250, IRON MOUNTAIN, MI 49801-0250

Mortgage

Document Number	000199/169
Date	Aug 4, 2005
Book Page	199/169
Instrument	263883

Lender

Name	THE FIRST NATIONAL BANK OF NEGAUNEE (8)
Address	345 S CARPENTER AVE, KINGSFORD, MI 49802

Agreement

Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLORENCE WI
Recording Date	Jan 12, 2018
Property Address	417 CENTRAL AVE, FLORENCE, WI 54121-9483
Document Number	000274/352
Book / Page	274 / 352
Instrument Date	Jan 12, 2018
Instrument	283540
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$680.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000274/491
Date	Jan 29, 2018
Book Page	274/491
Instrument	283584

Lender

Name	NORTH VALLEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Florence County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Florence County
County Subdivision	Florence Town
Unified School District	Florence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,583.00 (-14.13%)	$297,200 (+35.28%) Land $9,000 Building $288,200	$359,100 (+1.61%) Land $10,874 Building $348,226
2023	$5,337.00	$219,700 Land $15,000 Building $204,700	$353,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE UTILITY COMMISSION serves 1,250 people · EPA ID WI4190155
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nsight Telservices.

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