Warren County property record for 441 Bratcher Rd, Bowling Green, KY 42101
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 991 sqft · built 1900 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $328,000 (Sep 2023) |
| Tax Bill | $2,813 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035A-30A |
| Primary APN | 035A-30A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 991 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 234 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Gas |
| Street Address | 441 BRATCHER RD |
|---|---|
| City | BOWLING GREEN |
| State | KY |
| Zip | 42101-9368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | WARREN KY |
| Township / Civil Division | GREENCASTLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11801 |
Source: Warren County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 441 BRATCHER RD, BOWLING GREEN, KY 42101-9368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Line of Credit LIBERTY FCU |
| Sep 19, 2023 | Deed, Transfer · Conventional Mortgage LIBERTY FCU |
| Jun 21, 2017 | Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Jan 9, 2017 | Deed, Transfer · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on Record |
| Deed Sale | Sep 19, 2023 · Amount on Record |
| Prior Sale | Jan 9, 2017 · Amount on Record |
| Deed Document Number | 20232018368 |
| Deed Book / Page | 1287 / 737 |
| Prior Transfer Date | Jan 6, 2017 |
| Prior Transfer Doc | 0D1131/774 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 441 BRATCHER RD, BOWLING GREEN, KY 42101-9368 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00M3439/26 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | M3439/26 |
| Instrument | 2037544 |
| Name | LIBERTY FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Sep 19, 2023 |
| Property Address | 441 BRATCHER RD, BOWLING GREEN, KY 42101-9368 |
| Document Number | 0D1287/737 |
| Book / Page | D1287 / 737 |
| Map Reference | DD 1131 PG 774 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2018368 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 BRATCHER RD, BOWLING GREEN, KY 42101-9368 |
| Document Number | 0002018369 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 2018369 |
| Name | LIBERTY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 441 BRATCHER RD, BOWLING GREEN, KY 42101-9368 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 940793 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | M2717/252 |
| Instrument | 940793 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, KY 42101 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 19, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Jan 9, 2017 |
| Property Address | 441 BRATCHER RD, BOWLING GREEN, KY 42101-9368 |
| Document Number | 0D1131/774 |
| Book / Page | D1131 / 774 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 928110 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $33.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 441 BRATCHER RD, 441, BOWLING GREEN, KY 42101-9368 |
| Name | Verified Name |
|---|---|
| Address | 3091 REGION RD, ROUNDHILL, KY 42275-9564 |
| Document Number | 0000928111 |
|---|---|
| Date | Jan 9, 2017 |
| Instrument | 928111 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 6, 2018 |
Source: Warren County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Warren County |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,813.00 (+63.36%) | $328,000 (+68.21%) | $328,000 (+68.21%) |
| 2023 | $1,722.00 (+6.96%) | $195,000 (-) | $195,000 (-) |
| 2022 | $1,610.00 | $195,000 | $195,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| North Central Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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