Warren County property record for 420 Bratcher Rd, Bowling Green, KY 42101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,775 sqft · built 2011 |
| Lot Size | 2.49 acres (108,769 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,900 (Nov 2025) |
| Tax Bill | $2,965 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Nov 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035A-25-005 |
| Primary APN | 035A-25-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,775 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 108,769 sqft (2.49 acres) |
| Garage Type | Attached |
| Garage Area | 501 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | K0003334 |
|---|---|
| Street Address | 420 BRATCHER RD |
| City | BOWLING GREEN |
| State | KY |
| Zip | 42101-9368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:5 |
| Legal Subdivision | DONOHOE ESTATES TR 5 |
| Legal Lot Number | 5 |
| Jurisdiction | WARREN KY |
| Township / Civil Division | GREENCASTLE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11801 |
Source: Warren County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 420 BRATCHER RD, BOWLING GREEN, KY 42101-9368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Line of Credit STIFEL BANK AND TRUST |
| Nov 4, 2025 | Warranty Deed, Transfer METRO TITLE LLC |
| Nov 4, 2025 | Warranty Deed, Transfer METRO TITLE LLC |
| Mar 16, 2023 | Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 29, 2020 | Deed of Trust, Mortgage · Line of Credit SERVICE ONE CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | Nov 4, 2025 · Amount on Record |
| Deed Document Number | 2135204 |
| Deed Book / Page | D1332 / 671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Sep 10, 2026 |
| Property Address | 420 BRATCHER RD, BOWLING GREEN, KY 42101-9368 |
| Document Number | 0002191469 |
| Book / Page | 3679 / 830 |
| Instrument Date | Sep 5, 2026 |
| Instrument | 20262191469 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Document Number | 0002191469, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 3679/830 |
| Instrument | 20262191469 |
| Name | STIFEL BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 15, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Nov 4, 2025 |
| Property Address | 420 BRATCHER RD, BOWLING GREEN, KY 42101-9368 |
| Document Number | 0D1332/671 |
| Book / Page | D1332 / 671 |
| Map Reference | MB 34 PG 25 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2135204 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Title Company | METRO TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $416.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 RESERVE RD, DANBURY, CT 06810-5267 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 420 BRATCHER RD, BOWLING GREEN, KY 42101-9368 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Nov 4, 2025 |
| Property Address | 420 BRATCHER RD, BOWLING GREEN, KY 42101-9368 |
| Document Number | 0D1332/667 |
| Book / Page | D1332 / 667 |
| Map Reference | MB 34 PG 25 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2135200 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Title Company | METRO TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $416.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 420 BRATCHER RD, BOWLING GREEN, KY 42101-9368 |
| Name | Verified Name |
|---|---|
| Address | 100 RESERVE ROAD, MOUNT LAUREL, NJ 08054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Mar 16, 2023 |
| Property Address | 420 BRATCHER RD, BOWLING GREEN, KY 42101-9368 |
| Document Number | 0D1276/764 |
| Book / Page | D1276 / 764 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 1989467 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 420 BRATCHER RD, BOWLING GREEN, KY 42101-9368 |
| Name | Verified Name |
|---|---|
| Address | 3016 TEAL LN, FLORENCE, SC 29501-6388 |
| Document Number | 0001989468 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 1989468 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 420 BRATCHER RD, BOWLING GREEN, KY 42101-9368 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M3000/410 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | M3000/410 |
| Instrument | 1144854 |
| Name | SERVICE ONE CU INC |
|---|---|
| Type | Credit Union |
| Address | BOWLING GREEN, KY 42102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 28, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Warren County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Warren County |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,965.00 (-0.9%) | $346,000 (-) | $346,000 (-) |
| 2024 | $2,992.00 (+87.82%) | $346,000 (+92.22%) | $346,000 (+92.22%) |
| 2023 | $1,593.00 | $180,000 | $180,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| North Central Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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