441 Bandini Pl, Vista, CA 92083 Property Records

San Diego County property record for 441 Bandini Pl, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1977
Lot Size	0.232 acres (10,100 sqft)
Owner	Individual Name on File
Last Sale	$765,000 (Apr 2022)
Tax Bill	$9,859 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`179-091-27-00`

Property Details

APN / Parcel Number

Primary APN	`179-091-27-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Gravel
Lot Area	10,100 sqft (0.232 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	441 BANDINI PL
City	VISTA
State	CA
Zip	92083-5904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 229 POR TR 001960
Legal Subdivision	RANCHO VISTA
Legal Tract	001960
Legal Block	2
Legal Lot Number	229
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	19702

Owner

441 Bandini Pl is owned and occupied by an individual who bought it in April 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	441 BANDINI PL, VISTA, CA 92083-5904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · FHA Mortgage NAVY FCU
Apr 13, 2022	Grant Deed, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU
Oct 2, 2017	Grant Deed, Transfer · FHA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on File
Deed Sale	Apr 13, 2022 · Amount on File
Prior Sale	Oct 2, 2017 · Amount on File
Deed Document Number	2022162394
Prior Transfer Date	Jul 19, 1996
Prior Transfer Doc	0000372328
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	441 BANDINI PL, VISTA, CA 92083-5904
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	KIDO, VISTA, CA 92083

Mortgage

Document Number	0000826030
Date	Dec 6, 2021
Instrument	2021-0826030

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2022
Property Address	441 BANDINI PL, VISTA, CA 92083-5904
Document Number	0000162394
Map Reference	MAP 1960
Instrument Date	Mar 28, 2022
Instrument	2022-0162394
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 BANDINI PL, VISTA, CA 92083-5904

Mortgage

Document Number	0000162395
Date	Apr 13, 2022
Instrument	2022-0162395

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	May 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	5-Year CMT
Max Rate	7.37%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 2, 2017
Property Address	441 BANDINI PL, VISTA, CA 92083-5904
Document Number	0000453799
Instrument Date	Sep 13, 2017
Instrument	453799
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	441 BANDINI PL VISTA CA 920835904, VISTA, CA 92083-5904

Mortgage

Document Number	453800
Date	Oct 2, 2017
Instrument	453800

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 441 Bandini Pl was $9,859 with a homeowner's exemption, up 9% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$828,052 (+2%) Land $422,832 Building $405,220
2025	$9,859.00 (+9%) Homeowner's exemption	$811,817 Land $414,542 Building $397,275
2024	$9,045.00 (+8.92%)
2023	$8,304.00 (+35.78%) Homeowner's exemption	$704,000 Land $359,000 Building $345,000
2022	$6,116.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 441 Bandini Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 441 Bandini Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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