Lyon County property record for 441 3rd Ave W, Balaton, MN 56115
| Property Type | Single Family Home |
|---|---|
| Details | built 1958 |
| Lot Size | 0.406 acres (17,688 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,790 (2026) |
| Deeds & Mortgages | Jan 2026 Reverse Mortgage Jan 2026 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-112030-0 |
| Primary APN | 21-112030-0 |
|---|
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 17,688 sqft (0.406 acres) |
| Street Address | 441 3RD AVE W |
|---|---|
| City | BALATON |
| State | MN |
| Zip | 56115-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOORE & REINKE ADDITION 01010001 N7/8 OF LOT 10 & ALL LOT 11 BLK 7 |
| Legal Subdivision | MOORE & REINKE ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 10-11 |
| Jurisdiction | LYON MN |
| Township / Civil Division | BALATON |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 360600 |
Source: Lyon County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 441 3RD AVE W, BALATON, MN 56115-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMISSIONER |
| Jan 28, 2026 | Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC |
| Feb 14, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 2, 2024 |
| Transfer Doc | 0000228109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 441 3RD AVE W, BALATON, MN 56115-1013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000020913 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 20913 |
| Name | FEDERAL HOUSING COMISSIONER |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Due | Jan 29, 2005 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 441 3RD AVE W, BALATON, MN 56115-1013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000020912 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 20912 |
| Name | SOUTH RIVER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Due | Oct 29, 2005 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LYON MN |
| Recording Date | Feb 14, 2024 |
| Property Address | 441 3RD AVE W, BALATON, MN 56115-1013 |
| Document Number | 0000228109 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 228109 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 3RD AVE W, BALATON, MN 56115-1013 |
| Investor | Possibly a Property Investor |
Source: Lyon County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Balaton City |
| County | Lyon County |
| Unified School District | Tracy Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,790.00 (-2.19%) | $129,900 (+13.95%) Land $6,500 Building $123,400 | $129,900 (+13.95%) Land $6,500 Building $123,400 |
| 2025 | $114,000 (+15.04%) Land $6,500 Building $107,500 | $114,000 (+15.04%) Land $6,500 Building $107,500 | |
| 2024 | $1,830.00 (+16.56%) | ||
| 2023 | $1,570.00 | $99,100 Land $6,500 Building $92,600 | $99,100 Land $6,500 Building $92,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Balaton serves 639 people · EPA ID MN1420001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Woodstock Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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