4409 Watson Cir, Santa Clara, CA 95054 Property Records

Santa Clara County property record for 4409 Watson Cir, Santa Clara, CA 95054

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,657 sqft · built 2004
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Trust Names on File
Last Sale	$1,700,000 (May 2021)
Tax Bill	$21,906 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`097-96-086`

Property Details

APN / Parcel Number

Primary APN	`097-96-086`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,657 sqft Living Area
1st Floor Area	368 sqft
2nd Floor Area	790 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	2,614 sqft (0.06 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4409 WATSON CIR
City	SANTA CLARA
State	CA
Zip	95054-4167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	AMENDED LOT 105
Legal Subdivision	AMENDED
Legal Tract	9418
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2000
Census Tract	504903

Owner

4409 Watson Cir is owner-occupied and held in a trust since May 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4409 WATSON CIR, SANTA CLARA, CA 95054-4167
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Grant Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on File
Deed Sale	May 19, 2021 · Amount on File
Prior Sale	Nov 4, 2011 · Amount on File
Deed Document Number	202124966830
Prior Transfer Date	Nov 1, 2011
Prior Transfer Doc	0021402701
Record Updated	Sep 20, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 19, 2021
Property Address	4409 WATSON CIR, SANTA CLARA, CA 95054-4167
Document Number	0024966830
Map Reference	MB 754 PG 1-11
Instrument Date	Apr 28, 2021
Instrument	24966830
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4409 WATSON CIR, SANTA CLARA, CA 95054-4167

Mortgage

Document Number	0024966831
Date	May 19, 2021
Instrument	24966831

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0024966832
Date	May 19, 2021
Instrument	24966832

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4409 WATSON CIR, SANTA CLARA, CA 95054-4167
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024561393
Date	Aug 3, 2020
Instrument	24561393

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4409 Watson Cir was $21,906.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Santa Clara City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,790,000 (-2.72%) Land $1,052,900 Building $737,100
2025	$21,906.00	$1,840,133 Land $1,082,432 Building $757,701
2023	$19,784.00 (-3.65%)	$1,675,000 Land $985,200 Building $689,800
2022	$20,534.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4409 Watson Cir in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4409 Watson Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA CLARA serves 134,587 people · EPA ID CA4310012
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 868 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Tekify Fiber & Wireless Fixed Wireless	122 / 27
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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